Erie County and Cheektowaga Town property record for 27 Flora Rd, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,467 sqft · built 1951 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,000 (Apr 1994) |
| Tax Bill | $6,128 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 143089 80.19-7-28 |
| Primary APN | 143089 80.19-7-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,467 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Upper Floors Area | 360 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 166 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 031 0375000 |
|---|---|
| Street Address | 27 FLORA RD |
| City | BUFFALO |
| State | NY |
| Zip | 14225-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 1752 SL 27 |
| Legal Subdivision | HOLLAND LAND COMPANYS |
| Legal Block | 7 |
| Legal Lot Number | 28.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10103 |
27 Flora Rd is owned and occupied by two individuals who acquired it in January 2002.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 FLORA RD, BUFFALO, NY 14225-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Jul 20, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 1994 · Amount on File |
| Deed Sale | Apr 29, 1994 · Amount on File |
| Deed Book / Page | 10870 / 5484 |
| Last Transfer Date | Jan 7, 2002 |
| Transfer Doc | 0000000195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 27 FLORA RD, CHEEKTOWAGA, NY 14225-1732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27 FLORA RD, CHEEKTOWAGA, NY 14225-1732 |
| Document Number | 0140555887 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 14055/5887 |
| Instrument | 2022111399 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 27 FLORA RD, CHEEKTOWAGA, NY 14225-1732 |
| Document Number | 0138210904 |
| Book / Page | 013821 / 000904 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 27 FLORA RD CHEEKTOWAGA NY 142251732, CHEEKTOWAGA, NY 14225-1732 |
| Document Number | 0138210904 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 013821/000904 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 27 Flora Rd was $6,128 with a homeowner's exemption, up 1% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cleveland Hill Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,128.00 (+1.02%) Homeowner's exemption | ||
| 2025 | $6,066.00 (+3.55%) | $173,000 (-) Land $14,000 Building $159,000 | $230,667 (+6.67%) Land $18,667 Building $212,000 |
| 2024 | $5,858.00 Homeowner's exemption | $173,000 (-) Land $14,000 Building $159,000 | $216,250 (+13.75%) Land $17,500 Building $198,750 |
| 2023 | Homeowner's exemption | $173,000 Land $14,000 Building $159,000 | $190,110 Land $15,385 Building $174,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Flora Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 27 Flora Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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