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27 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 27 E College St, Oberlin, OH 44074

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,800 sqft · built 1906
Lot Size0.13 acres (5,663 sqft)
Owner2 Trust Names on File
Last Sale$620,000 (Nov 2019)
Tax Bill$14,694 (2025)
Deeds & MortgagesNov 2019 Sale & Line of Credit
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN09-00-086-102-040

Property Details

APN / Parcel Number

Primary APN09-00-086-102-040

Interior

Stories2 Stories
Building Area3,800 sqft Total Area
Basement Area3,800 sqft

Exterior

Year BuiltBuilt 1906
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions108 ft deep x 50 ft wide

Location & Zoning

Street Address27 E COLLEGE ST
CityOBERLIN
StateOH
Zip44074-1612
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description51.03 X 110.02
Legal SubdivisionOBERLIN
Legal Block102
Legal Lot Number174
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group2
Census Block2023
Census Tract60100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Oberlin Historic District
listed 2003 · 32 contributing resources · NRIS 03000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27 E College St, a commercial property, is held in a trust since September 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record2 Trust Names on File
Mailing Address12545 ASHTON TRL, CHARDON, OH 44024-2400
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Limited Warranty Deed, Transfer · Line of Credit
NORTHWEST BANK
Sep 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2019 · Amount on File
Deed SaleNov 20, 2019 · Amount on File
Prior SaleNov 20, 2019 · Amount on File
Deed Document Number0000739134
Last Transfer DateSep 2, 2020
Transfer Doc0000776970
Record UpdatedJun 8, 2026

November 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateNov 20, 2019
Property Address27 E COLLEGE ST, OBERLIN, OH 44074-1612
Document Number0000739134
Map ReferenceVOL 5 PG 30
Instrument DateNov 15, 2019
Instrument2019-0739134
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25550 CHAGRIN BLVD STE 101, 101, BEACHWOOD, OH 44122-5628

Mortgage

Document Number0000739135
DateNov 20, 2019
Instrument2019-0739135
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateSep 2, 2020
Property Address27 E COLLEGE ST, OBERLIN, OH 44074-1612
Document Number0000776970
Instrument DateOct 10, 2016
Instrument776970
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12545 ASHTON TRL CHARDON OH 440242400, CHARDON, OH 44024-2400

Tax Assessment & Valuation

The 2025 property tax bill for 27 E College St was $14,694.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,694.00$252,870 (+%) Land $34,660 Building $218,210$722,480 (-) Land $99,020 Building $623,460
2024$14,694.00 (+11.39%)$252,868 (+22.66%) Land $34,657 Building $218,211$722,480 (+22.66%) Land $99,020 Building $623,460
2023$13,192.00 (+2.41%)$206,150 (-) Land $102,718 Building $103,432$589,000 Land $293,480 Building $295,520
2022$12,882.00$206,150 Land $102,720 Building $103,430
2021$589,000 Land $293,480 Building $295,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 E College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Breezeline
Cable		1,000 / 50
Cable Co-op
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

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