Lorain County property record for 85 E College St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (May 2014) |
| Tax Bill | $3,572 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-086-106-004 |
| Primary APN | 09-00-086-106-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 812 sqft |
| 2nd Floor Area | 560 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 193 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 85 E COLLEGE ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OVP FRNT 49.50 |
| Legal Subdivision | OVP OBERLIN FRNT |
| Legal Block | 106 |
| Legal Lot Number | 33 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 60100 |
85 E College St is owned and occupied by an individual who acquired it in September 2020.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 E COLLEGE ST, OBERLIN, OH 44074-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2014 · Amount on File |
| Deed Sale | May 1, 2014 · Amount on File |
| Prior Sale | May 1, 2014 · Amount on File |
| Deed Document Number | 0000503318 |
| Last Transfer Date | Sep 23, 2020 |
| Transfer Doc | 0000779973 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 23, 2020 |
| Property Address | 85 E COLLEGE ST, OBERLIN, OH 44074-1606 |
| Document Number | 0000779973 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 779973 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 E COLLEGE ST OBERLIN OH 440741606, OBERLIN, OH 44074-1606 |
| Document Number | 779974 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 779974 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2050 |
The 2025 property tax bill for 85 E College St was $3,572.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,572.00 | $72,020 (+0.01%) Land $5,780 Building $66,240 | $205,760 (-) Land $16,500 Building $189,260 |
| 2024 | $3,572.00 (+38.07%) | $72,016 (+57.63%) Land $5,775 Building $66,241 | $205,760 (+57.63%) Land $16,500 Building $189,260 |
| 2023 | $2,587.00 (-0.12%) | $45,686 (+0.01%) Land $4,354 Building $41,332 | $130,530 Land $12,440 Building $118,090 |
| 2022 | $2,590.00 | $45,680 Land $4,350 Building $41,330 | |
| 2021 | $130,530 Land $12,440 Building $118,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 85 E College St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 E College St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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