27 David Dr, Cave Spring, GA 30124 Property Records

Floyd County property record for 27 David Dr, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,247 sqft · built 2003
Lot Size	0.94 acres (40,733 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Dec 2019)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D19--054`

Property Details

APN / Parcel Number

Primary APN	`D19--054`
Alternative APN	`59458`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,247 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,733 sqft (0.94 acres)
Garage Area	832 sqft
Porch	Slab
Porch Area	144 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59458
Street Address	27 DAVID DR
City	CAVE SPRING
State	GA
Zip	30124-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LT18 PT 19 QUAIL RIDGE PB26-226&227
Legal Subdivision	QUAIL RIDGE SUB
Legal Lot Number	18-19
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1059
Census Tract	2000

Owner

Source: Floyd County records · APN D19--054

Assessment roll updated January 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 DAVID DR, CAVE SPRING, GA 30124-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK
Feb 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMERCIAL BANK
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2019	Warranty Deed, Transfer · FHA Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	20194187
Deed Book / Page	2609 / 487
Record Updated	Jun 08, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	27 DAVID DR, CAVE SPRING, GA 30124-3029
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 DAVID DR, CAVE SPRING, GA 30124-3029

Mortgage

Document Number	0028520000000487
Date	Jul 29, 2024
Book Page	0000002852/0000000487

Lender

Name	RIVER CITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2049

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	27 DAVID DR, CAVE SPRING, GA 30124-3029
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 DAVID DR, CAVE SPRING, GA 30124-3029

Mortgage

Document Number	0027850000001039
Date	Feb 17, 2023
Book Page	0000002785/0000001039

Lender

Name	UNITED COMMERCIAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2048

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Dec 20, 2019
Property Address	27 DAVID DR, CAVE SPRING, GA 30124-3029
Document Number	0026090502
Book / Page	002609 / 000502
Instrument Date	Dec 12, 2019
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 DAVID DR CAVE SPRING GA 301243029, CAVE SPRING, GA 30124-3029

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Dec 20, 2019
Property Address	27 DAVID DR, CAVE SPRING, GA 30124-3029
Document Number	0026090487
Book / Page	002609 / 000487
Instrument Date	Dec 12, 2019
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 DAVID DR CAVE SPRING GA 301243029, CAVE SPRING, GA 30124-3029

Mortgage

Document Number	26090488
Date	Dec 20, 2019
Book Page	002609/000488

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

Source: Floyd County records · Assessment roll updated January 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Cave Spring City
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,705.00 (-0.37%) Homeowner's exemption	$126,000 (+6.31%) Land $17,808 Building $108,192	$315,000 (+6.31%) Land $44,520 Building $270,480
2024	$2,715.00 (+22.46%) Homeowner's exemption	$118,520 (+2.37%) Land $16,800 Building $101,720	$296,300 (+2.37%) Land $42,000 Building $254,300
2023	$2,217.00 (-11.21%) Homeowner's exemption	$115,777 (+15.69%) Land $16,800 Building $98,977	$289,443 (+15.69%) Land $42,000 Building $247,443
2022	$2,497.00 Homeowner's exemption	$100,072 Land $16,000 Building $84,072	$250,181 Land $40,000 Building $210,181

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Based on FCC filings for 47 locations within half a mile of this property.

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