20 David Dr, Cave Spring, GA 30124 Property Records

Floyd County property record for 20 David Dr, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,012 sqft · built 2006
Lot Size	0.68 acres (29,519 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Mar 2016)
Tax Bill	$2,044 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D19--046`

Property Details

APN / Parcel Number

Primary APN	`D19--046`
Alternative APN	`59453`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,012 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,519 sqft (0.68 acres)
Garage Area	560 sqft
Porch	Slab
Porch Area	142 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59453
Street Address	20 DAVID DR
City	CAVE SPRING
State	GA
Zip	30124-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	PT23-24 QUAIL RIDGE PB26-226-227 LL 869 3/4
Legal Subdivision	QUAIL RIDGE SUB
Legal Lot Number	23-24
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1059
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Simmons, William S., Plantation listed 1980 · 2 contributing resources · NRIS 80001061

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 DAVID DR, CAVE SPRING, GA 30124-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Jun 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Mar 2, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Prior Sale	Sep 1, 2015 · Amount on Record
Deed Document Number	2016606
Deed Book / Page	2457 / 680
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	20 DAVID DR, CAVE SPRING, GA 30124-3028
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DAVID DR, CAVE SPRING, GA 30124-3028

Mortgage

Document Number	0029160000000134
Date	Nov 4, 2025
Book Page	0000002916/0000000134

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	20 DAVID DR, CAVE SPRING, GA 30124-3028
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DAVID DR, CAVE SPRING, GA 30124-3028

Mortgage

Document Number	0028470000000791
Date	Jun 25, 2024
Book Page	0000002847/0000000791

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	20 DAVID DR, CAVE SPRING, GA 30124-3028
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DAVID DR, CAVE SPRING, GA 30124-3028

Mortgage

Document Number	0027360000000687
Date	Mar 2, 2022
Book Page	0000002736/0000000687

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	20 DAVID DR, CAVE SPRING, GA 30124-3028
Document Number	0026310123
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DAVID DR CAVE SPRING GA 301243028, CAVE SPRING, GA 30124-3028

Mortgage

Document Number	0026310123
Date	Jun 22, 2020
Book Page	002631/000123

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	20 DAVID DR, CAVE SPRING, GA 30124-3028
Document Number	0025910410
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DAVID DR CAVE SPRING GA 301243028, CAVE SPRING, GA 30124-3028

Mortgage

Document Number	0025910410
Date	Jul 31, 2019
Book Page	002591/000410

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	20 DAVID DR, CAVE SPRING, GA 30124-3028
Document Number	0025890962
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DAVID DR CAVE SPRING GA 301243028, CAVE SPRING, GA 30124-3028

Mortgage

Document Number	0025890962
Date	Jul 22, 2019
Book Page	002589/000962

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Cave Spring City
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,044.00 (-17.55%) Homeowner's exemption
2025	$2,479.00 (-0.4%) Homeowner's exemption	$117,373 (+6.61%) Land $8,904 Building $108,469	$293,433 (+6.61%) Land $22,260 Building $271,173
2024	$2,489.00 (+25.14%) Homeowner's exemption	$110,100 (+43,590.48%) Land $8,400 Building $101,700	$275,251 (+43,590.63%) Land $21,000 Building $254,251
2023	$1,989.00 (-11.95%) Homeowner's exemption	$252 (-99.72%) Land $252	$630 (-99.72%) Land $630
2022	$2,259.00 Homeowner's exemption	$91,472 Land $8,000 Building $83,472	$228,679 Land $20,000 Building $208,679

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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