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27 Cutter Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 27 Cutter Dr, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,136 sqft · built 1979
Lot Size0.711 acres (30,971 sqft)
Owner2 Individual Names on File
Last Sale$1,154,000 (Aug 2022)
Tax Bill$15,440 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-701-01

Property Details

APN / Parcel Number

Primary APN051-701-01
Alternative APNs
  • 051-701-01-000
  • 05114127000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,136 sqft Living Area
Gross Area2,700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area30,971 sqft (0.711 acres)
TerrainSteep
Garage TypeAttached
Garage Area564 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address27 CUTTER DR
CityWATSONVILLE
StateCA
Zip95076-2209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal SubdivisionPM31 61
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1000
Census Tract122500

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27 CUTTER DR, WATSONVILLE, CA 95076-2209
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 3, 2022 · Amount on Record
Deed SaleAug 3, 2022 · Amount on Record
Deed Document Number202222345
Prior Transfer DateJul 27, 2022
Prior Transfer Doc0000022344
Record UpdatedSep 20, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 3, 2022
Property Address27 CUTTER DR, WATSONVILLE, CA 95076-2209
Document Number0000022345
Map ReferenceVOL 31 PG 61
Instrument DateJul 29, 2022
Instrument2022-0022345
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,269.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address27 CUTTER DR, WATSONVILLE, CA 95076-2209

Mortgage

Document Number0000022346
DateAug 3, 2022
Instrument2022-0022346
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2042

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,224,560 (+2%) Land $1,012,318 Building $212,242
2025$15,440.00 (+10.64%)$1,200,549 (+172.23%) Land $992,469 Building $208,080
2024$13,955.00 (+131.66%)
2023$6,024.00 (+3.27%)$441,012 Land $178,282 Building $262,730$1,012,950
2022$5,833.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims54 (1995–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 3 claims
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 17 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Cruzio Internet
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Communications, LLC.
Fixed Wireless		250 / 100

May also be available: Verizon.

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