12 Cutter Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 12 Cutter Dr, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details1,318 sqft · built 1948
Lot Size0.286 acres (12,458 sqft)
OwnerIndividual Name on File
Tax Bill$2,248 (2025)
Deeds & MortgagesFeb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN051-153-16

Property Details

APN / Parcel Number

Primary APN051-153-16
Alternative APN
  • 051-153-16-000

Interior

Building Area1,318 sqft Living Area
Gross Area2,678 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area12,458 sqft (0.286 acres)
Garage TypeAttached
Garage Area1,360 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 CUTTER DR
CityWATSONVILLE
StateCA
Zip95076-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionSALSIPUEDES RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1000
Census Tract122500

Owner

12 Cutter Dr is owned by an individual who acquired it in February 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address877 REBECCA CIR, AROMAS, CA 95004-9019
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 5, 2021
Transfer Doc0000008357
Record UpdatedSep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateFeb 10, 2021
Property Address12 CUTTER DR, WATSONVILLE, CA 95076-2210
Document Number0000008357
Instrument DateFeb 5, 2021
Instrument2021-0008357
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address877 REBECCA CIR, AROMAS, CA 95004-9019

Tax Assessment & Valuation

The 2025 property tax bill for 12 Cutter Dr was $2,248.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,781 (+2%) Land $16,275 Building $58,506
2025$2,248.00$73,315 Land $15,956 Building $57,359
2023$2,013.00 (+2.39%)$70,468 Land $15,336 Building $55,132$628,830
2022$1,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Cutter Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims54 (1995–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 3 claims
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 17 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Cutter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Verizon.

Nearby Properties on Cutter Dr

Nearby Streets

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