27 Cramer Path, Gansevoort, NY 12831 Property Records

Saratoga County and Northumberland Town property record for 27 Cramer Path, Gansevoort, NY 12831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1990
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Mar 2003)
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Mortgage + 2 more
APN	`414600 129.19-1-53`

Property Details

APN / Parcel Number

Primary APN	`414600 129.19-1-53`
Alternative APNs	`460012901900010530000000` `5 J01555`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	167 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J01555
Street Address	27 CRAMER PATH
City	GANSEVOORT
State	NY
Zip	12831-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 27
Legal Block	1
Legal Lot Number	53.000
Jurisdiction	SARATOGA NY
Township / Civil Division	NORTHUMBERLAND
Census Block Group	1
Census Block	1006
Census Tract	60800

Owner

Source: Saratoga County and Northumberland Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 CRAMER PATH, GANSEVOORT, NY 12831-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage STATE EMPLOYEES FCU
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2003 · Amount on Record
Deed Sale	Mar 7, 2003 · Amount on Record
Prior Sale	Oct 11, 2002 · Amount on Record
Deed Book / Page	1639 / 505
Last Transfer Date	Sep 25, 2026
Transfer Doc	0000029118
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Oct 7, 2026
Property Address	27 CRAMER PATH, GANSEVOORT, NY 12831-2446
Document Number	0000029118
Instrument Date	Sep 25, 2026
Instrument	202629118
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CRAMER PATH, GANSEVOORT, NY 12831-2446

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Recording Date	Oct 6, 2026
Property Address	27 CRAMER PATH, GANSEVOORT, NY 12831-2446
Document Number	0000028959
Instrument Date	Aug 25, 2026
Instrument	202628959
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CRAMER PATH, GANSEVOORT, NY 12831-2446

Mortgage

Document Number	0000028959,
Date	Oct 6, 2026
Instrument	202628959

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	27 CRAMER PATH, GANSEVOORT, NY 12831-2446
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021009901
Date	Mar 19, 2021
Instrument	2021009901

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	27 CRAMER PATH, GANSEVOORT, NY 12831-2446
Document Number	0000023949
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CRAMER PATH GANSEVOORT NY 128312446, GANSEVOORT, NY 12831-2446

Mortgage

Document Number	0000023949
Date	Aug 26, 2019
Instrument	23949

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Northumberland Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Northumberland Town
Unified School District	Schuylerville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,596.00	$192,200 (-) Land $48,100 Building $144,100	$343,214 (+12.5%) Land $85,893 Building $257,321
2023		$192,200 Land $48,100 Building $144,100	$305,079 Land $76,349 Building $228,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TERREL HILLS SUBDIVISION private · serves 800 people · EPA ID NY4511623
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	68 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cramer Path

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