24 Cramer Path, Gansevoort, NY 12831 Property Records

Saratoga County and Northumberland Town property record for 24 Cramer Path, Gansevoort, NY 12831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,780 sqft · built 1991
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Mar 2026)
Tax Bill	$6,051 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2026 Sale & Mortgage + 1 more
APN	`414600 129.19-1-32`

Property Details

APN / Parcel Number

Primary APN	`414600 129.19-1-32`
Alternative APNs	`460012901900010320000000` `5 J01534`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
1st Floor Area	1,012 sqft
2nd Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	135 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J01534
Street Address	24 CRAMER PATH
City	GANSEVOORT
State	NY
Zip	12831-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 24
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	SARATOGA NY
Township / Civil Division	NORTHUMBERLAND
Census Block Group	1
Census Block	1009
Census Tract	60800

Owner

Source: Saratoga County and Northumberland Town records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 HARRISON AVE, SOUTH GLENS FALLS, NY 12803-5375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit ADIRONDACK TRUST COMPANY
Mar 12, 2026	Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit ADIRONDACK TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Jun 12, 1998 · Amount on Record
Deed Document Number	20267329
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	24 CRAMER PATH, GANSEVOORT, NY 12831-2445
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020821
Date	Jun 23, 2022
Instrument	2022020821

Lender

Name	ADIRONDACK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Mar 12, 2026
Property Address	24 CRAMER PATH, GANSEVOORT, NY 12831-2445
Document Number	0000007329
Instrument Date	Feb 11, 2026
Instrument	2026007329
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 HARRISON AVE, S GLENS FALLS, NY 12803-5375
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007330
Date	Mar 12, 2026
Instrument	2026007330

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	24 CRAMER PATH, GANSEVOORT, NY 12831-2445
Document Number	0000010418
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CRAMER PATH GANSEVOORT NY 128312445, GANSEVOORT, NY 12831-2445

Mortgage

Document Number	0000010418
Date	Apr 17, 2019
Instrument	10418

Lender

Name	ADIRONDACK TRUST CO
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Northumberland Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Northumberland Town
Unified School District	Schuylerville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,051.00	$208,900 (-) Land $45,300 Building $163,600	$373,036 (+12.5%) Land $80,893 Building $292,143
2023		$208,900 Land $45,300 Building $163,600	$331,587 Land $71,905 Building $259,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TERREL HILLS SUBDIVISION private · serves 800 people · EPA ID NY4511623
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	68 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cramer Path

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures