27 Cove Dr, Brighton, IL 62012 Property Records

Macoupin County property record for 27 Cove Dr, Brighton, IL 62012

Property Summary

Property Type	Single Family Home
Lot Size	0.357 acres (15,582 sqft)
Owner	2 Company Names on File
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Aug 2019 Mortgage
APN	`21-19-255-007`

Property Details

APN / Parcel Number

Primary APN	`21-19-255-007`
Alternative APN	`21-001-636-00`

Exterior

Lot Area	15,582 sqft (0.357 acres)

Location & Zoning

Street Address	27 COVE DR
City	BRIGHTON
State	IL
Zip	62012-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 & BAL LOT 8 BRIARWOOD LAKE ESTATES 21-19-255-007
Legal Subdivision	BRIARWOOD LAKE ESTATES
Legal Lot Number	7-8
Jurisdiction	MACOUPIN IL
Township / Civil Division	BRIGHTON
Census Block Group	4
Census Block	4006
Census Tract	956600

Owner

27 Cove Dr is owned by a company that acquired it in February 2025 and is owner-occupied.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	2 Company Names on File
Mailing Address	27 COVE DR, BRIGHTON, IL 62012-1137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Construction Mortgage CARROLLTON BANK
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID AMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2025
Transfer Doc	0000616248
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Apr 9, 2026
Property Address	27 COVE DR, BRIGHTON, IL 62012-1137
Document Number	0000623540
Instrument Date	Apr 2, 2026
Instrument	2026623540
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	27 COVE DR, BRIGHTON, IL 62012-1137

Mortgage

Document Number	0000623540,
Date	Apr 9, 2026
Instrument	2026623540

Lender

Name	CARROLLTON BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 2, 2027

Interest

Rate	6%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	27 COVE DR, BRIGHTON, IL 62012-1137
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	SERENITY TITLE & ESCROW LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	577013
Date	Aug 19, 2019
Instrument	577013

Lender

Name	FIRST MID AMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 26, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 27 Cove Dr was $2,525 with exemptions applied, down 22.1% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Brighton Village
County	Macoupin County
County Subdivision	Brighton Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,525.00 (-22.07%)	$50,000 (-14.72%) Land $8,695 Building $41,305	$150,000 (-14.72%) Land $26,085 Building $123,915
2024	$3,240.00 Homeowner's exemption Senior Citizen's exemption	$58,633 Land $8,126 Building $50,507	$175,899 Land $24,378 Building $151,521
2022	$2,917.00 Homeowner's exemption Senior Citizen's exemption	$50,739 Land $7,032 Building $43,707	$152,217 Land $21,096 Building $131,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 27 Cove Dr; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHTON serves 5,041 people · EPA ID IL1174160
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Nextlink Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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