20 Cove Dr, Brighton, IL 62012 Property Records

Macoupin County property record for 20 Cove Dr, Brighton, IL 62012

Property Summary

Property TypeSingle Family Home
Lot Size0.285 acres (12,422 sqft)
OwnerIndividual Name on File
Last Sale$65,500 (Sep 2016)
Tax Bill$3,030 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2017 Mortgage
APN21-19-253-001

Property Details

APN / Parcel Number

Primary APN21-19-253-001
Alternative APN
  • 21-001-668-00

Exterior

Lot Area12,422 sqft (0.285 acres)

Location & Zoning

Street Address20 COVE DR
CityBRIGHTON
StateIL
Zip62012-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 BRIARWOOD LAKE ESTATES 21-19-253-001
Legal SubdivisionBRIARWOOD LAKE ESTATES
Legal Lot Number39
JurisdictionMACOUPIN IL
Township / Civil DivisionBRIGHTON
Census Block Group4
Census Block4007
Census Tract956600

Owner

20 Cove Dr is owned and occupied by an individual who bought it in September 2016.

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20 COVE DR, BRIGHTON, IL 62012-1136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BANK
Sep 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2016 · Amount on File
Deed SaleSep 28, 2016 · Amount on File
Prior SaleMay 25, 2016
Deed Document Number2016556502
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address20 COVE DR, BRIGHTON, IL 62012-1136
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000595945
DateDec 21, 2021
Instrument595945
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2037
Interest
Rate TypeFixed Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address20 COVE DR, BRIGHTON, IL 62012-1136
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number563579
DateSep 5, 2017
Instrument563579
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cove Dr was $3,030, up 2.8% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBrighton Village
CountyMacoupin County
County SubdivisionBrighton Township
Unified School DistrictSouthwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,030.00 (+2.78%)$52,798 (+7%) Land $4,814 Building $47,984$158,394 (+7%) Land $14,442 Building $143,952
2024$2,948.00$49,344 Land $4,499 Building $44,845$148,032 Land $13,497 Building $134,535
2022$2,694.00 Homeowner's exemption$42,700 Land $3,893 Building $38,807$128,100 Land $11,679 Building $116,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Cove Dr; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2016)
Most Recent ClaimJul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRIGHTON
serves 5,041 people · EPA ID IL1174160
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Nextlink
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Nearby Properties on Cove Dr

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