27 Cottage Ave, Mill Valley, CA 94941 Property Records

Marin County property record for 27 Cottage Ave, Mill Valley, CA 94941

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,035 sqft · built 1953
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,450,000 (Oct 2025)
Tax Bill	$28,334 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-022-06`

Property Details

APN / Parcel Number

Primary APN	`029-022-06`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,035 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Lot Area	5,500 sqft (0.126 acres)
Garage Area	355 sqft
Parking Spaces	1 Parking Space
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	27 COTTAGE AVE
City	MILL VALLEY
State	CA
Zip	94941-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	S B CUSHINGS SUB/BLITHEDALE
Legal Lot Number	22,23
Jurisdiction	MARIN CA
Township / Civil Division	SOUTHEAST MARIN
Census Block Group	5
Census Block	5010
Census Tract	126100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 COTTAGE AVE, MILL VALLEY, CA 94941-1056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 1, 2025	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 1, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	202525213
Prior Transfer Date	Feb 6, 2007
Prior Transfer Doc	0000007366
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	27 COTTAGE AVE, MILL VALLEY, CA 94941-1056
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 COTTAGE AVE, MILL VALLEY, CA 94941-1056

Mortgage

Document Number	0000030444
Date	Nov 25, 2025
Instrument	2025-0030444

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Max Rate	9.87%

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Oct 1, 2025
Property Address	27 COTTAGE AVE, MILL VALLEY, CA 94941-1056
Document Number	0000025213
Map Reference	VOL 1 PG 128
Instrument Date	Sep 19, 2025
Instrument	2025-0025213
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	27 COTTAGE AVE, MILL VALLEY, CA 94941-1056

Mortgage

Document Number	0000025214
Date	Oct 1, 2025
Instrument	2025-0025214

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Max Rate	10.7%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Sep 1, 2020
Property Address	27 COTTAGE AVE, MILL VALLEY, CA 94941-1056
Document Number	0000040364
Instrument Date	Aug 14, 2020
Instrument	2020-0040364
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 COTTAGE AVE, MILL VALLEY, CA 94941-1056

Mortgage

Document Number	0000040365
Date	Sep 1, 2020
Instrument	2020-0040365

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Mill Valley City
Elementary School District	Mill Valley Elementary School District (KG - 08)
Secondary School District	Tamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,446,000 (+25.54%) Land $1,475,000 Building $971,000
2025	$28,334.00 (+9.53%)	$1,948,356 (+4.04%) Land $1,190,662 Building $757,694
2023	$25,869.00 (+10.74%)	$1,872,720 Land $1,144,440 Building $728,280
2022	$23,361.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1986–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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