27 Cedar Ln S, Putnam, IL 61560 Property Records

Putnam County property record for 27 Cedar Ln S, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,443 sqft)
Owner	Trust Name on Record
Last Sale	$250,000 (May 2014)
Tax Bill	$13,805 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Mar 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-056-130`

Property Details

APN / Parcel Number

Primary APN	`03-00-056-130`

Exterior

Lot Area	17,443 sqft (0.4 acres)

Location & Zoning

Street Address	27 CEDAR LN S
City	PUTNAM
State	IL
Zip	61560-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LK THUNDERBIRD WOODS LOT 77
Legal Subdivision	LK THUNDERBIRD WOODS
Legal Lot Number	77
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2023
Census Tract	954600

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1042 N HUMPHREY AVE, OAK PARK, IL 60302-1420
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Mar 13, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 15, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 3, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2014 · Amount on Record
Deed Sale	May 21, 2014 · Amount on Record
Prior Sale	Sep 17, 2007 · Amount on Record
Deed Document Number	2014356
Deed Book / Page	120 / 2950
Last Transfer Date	Oct 6, 2014
Transfer Doc	121/1740
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	27 CEDAR LN S, PUTNAM, IL 61560-9787
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CEDAR LN S, PUTNAM, IL 61560-9787

Mortgage

Document Number	00128/2025
Date	Jun 26, 2019
Book Page	128/2025
Instrument	19-0408

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM IL
Recording Date	Mar 13, 2025
Property Address	27 CEDAR LN S, PUTNAM, IL 61560-9787
Document Number	0000250168
Map Reference	MB 3 PG 174
Instrument Date	Mar 11, 2025
Instrument	25-0168
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1042 N HUMPHREY AVE, OAK PARK, IL 60302-1420

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Jul 15, 2022
Property Address	27 CEDAR LN S, PUTNAM, IL 61560-9787
Document Number	0000220551
Map Reference	MB 3 PG 174
Instrument Date	Jul 11, 2022
Instrument	22-0551
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1042 N HUMPHREY AVE, OAK PARK, IL 60302-1420
Investor	Possibly a Property Investor

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM IL
Recording Date	Jun 3, 2020
Property Address	27 CEDAR LN S, PUTNAM, IL 61560-9787
Document Number	00000130/1
Book / Page	130 / 1
Map Reference	MB 3 PG 174
Instrument Date	May 28, 2020
Instrument	20-0451
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1015 N LOMBARD AVE, OAK PARK, IL 60302-1434

Mortgage

Document Number	0000200452
Date	Jun 3, 2020
Instrument	20-0452

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,805.00 (+9.82%)	$177,110 (+15%) Land $18,796 Building $158,314	$531,330 (+15%) Land $56,388 Building $474,942
2024	$12,570.00 (+21.47%)	$154,003 (+14.29%) Land $16,344 Building $137,659	$462,009 (+14.29%) Land $49,032 Building $412,977
2023	$10,348.00	$134,746 Land $14,300 Building $120,446	$404,238 Land $42,900 Building $361,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE THUNDERBIRD SUBDIVSION private · serves 450 people · EPA ID IL1555050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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