18 Cedar Ln S, Putnam, IL 61560 Property Records

Putnam County property record for 18 Cedar Ln S, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Lot Size	0.522 acres (22,743 sqft)
Owner	Individual Name on File
Last Sale	$51,400 (Nov 2011)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Sep 2022 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-056-100`

Property Details

APN / Parcel Number

Primary APN	`03-00-056-100`

Exterior

Lot Area	22,743 sqft (0.522 acres)

Location & Zoning

Street Address	18 CEDAR LN S
City	PUTNAM
State	IL
Zip	61560-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LK THUNDERBIRD WOODS LOT 74
Legal Subdivision	LK THUNDERBIRD WOODS
Legal Lot Number	74
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2023
Census Tract	954600

Owner

18 Cedar Ln S is owned and occupied by an individual who bought it in November 2011.

Source: Putnam County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	171 MORGAN CT, ROMEOVILLE, IL 60446-4084
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 24, 2020	Warranty Deed, Transfer · FHA Mortgage TOWN AND COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2011 · Amount on File
Deed Sale	Nov 16, 2011 · Amount on File
Deed Document Number	2011936
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Sep 14, 2022
Property Address	18 CEDAR LN S, PUTNAM, IL 61560-9749
Document Number	0000220771
Map Reference	MB 3 PG 174
Instrument Date	Sep 6, 2022
Instrument	22-0771
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	171 MORGAN CT, ROMEOVILLE, IL 60446-4084

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Feb 24, 2020
Property Address	18 CEDAR LN S, PUTNAM, IL 61560-9749
Document Number	00129/2148
Book / Page	129 / 2148
Map Reference	MB 3 PG 174
Instrument Date	Feb 21, 2020
Instrument	20-0158
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 CEDAR LN S, PUTNAM, IL 61560-9749

Mortgage

Document Number	0000200159
Date	Feb 24, 2020
Instrument	20-0159

Lender

Name	TOWN AND COUNTRY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18 Cedar Ln S was $2,253 with a homeowner's exemption, up 13.3% from the year before.

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00 (+13.33%)	$34,915 (+15.01%) Land $2,406 Building $32,509	$104,745 (+15.01%) Land $7,218 Building $97,527
2024	$1,988.00 (+25.9%) Homeowner's exemption	$30,359 (+14.29%) Land $2,092 Building $28,267	$91,077 (+14.29%) Land $6,276 Building $84,801
2023	$1,579.00 Homeowner's exemption	$26,564 Land $1,831 Building $24,733	$79,692 Land $5,493 Building $74,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Cedar Ln S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Cedar Ln S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE THUNDERBIRD SUBDIVSION private · serves 450 people · EPA ID IL1555050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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