27 Botolph St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 27 Botolph St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1900
Lot Size	0.116 acres (5,036 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Aug 1996)
Tax Bill	$9,459 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:A13 P:0000047`

Property Details

APN / Parcel Number

Primary APN	`MELR M:A13 P:0000047`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area
Gross Area	2,851 sqft
Basement Area	647 sqft
Unfinished Basement	647 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,036 sqft (0.116 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	27 BOTOLPH ST
City	MELROSE
State	MA
Zip	02176-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	MELROSE HLNDS
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	5
Census Block	5012
Census Tract	336100

Owner

27 Botolph St is owned and occupied by two individuals who acquired it in October 2023.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 BOTOLPH ST, MELROSE, MA 02176-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Apr 27, 2026	Quit Claim Deed, Transfer · Line of Credit DIGITAL FEDERAL CREDIT UNION
Nov 6, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 1996 · Amount on File
Deed Sale	Aug 12, 1996 · Amount on File
Prior Sale	Jul 5, 1994 · Amount on File
Last Transfer Date	Oct 6, 2023
Transfer Doc	082181-236
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	27 BOTOLPH ST, MELROSE, MA 02176-1126
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076682-129
Date	Jan 13, 2021
Book Page	76682/129
Instrument	8018

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	27 BOTOLPH ST, MELROSE, MA 02176-1126
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080451-498
Date	Jul 19, 2022
Book Page	80451/498
Instrument	109731

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Apr 27, 2026
Property Address	27 BOTOLPH ST, MELROSE, MA 02176-1126
Document Number	085516-382
Book / Page	85516 / 382
Instrument Date	Apr 14, 2026
Instrument	202646647
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 BOTOLPH ST, MELROSE, MA 02176-1126

Mortgage

Date	Apr 27, 2026

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Nov 6, 2023
Property Address	27 BOTOLPH ST, MELROSE, MA 02176-1126
Document Number	082181-236
Book / Page	82181 / 236
Instrument Date	Oct 6, 2023
Instrument	126841
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 BOTOLPH ST, MELROSE, MA 02176-1126

Tax Assessment & Valuation

The 2026 property tax bill for 27 Botolph St was $9,459, up 12,184.4% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,459.00 (+12,184.42%)	$824,700 (+4.75%) Land $472,700 Building $352,000	$846,438 (+20.47%)
2025	$77.00 (-98.97%)	$787,300 (+4.49%) Land $445,700 Building $341,600	$702,620
2024	$7,482.00 (+0.13%)	$753,500 (+5.08%) Land $418,700 Building $334,800
2023	$7,472.00	$717,100 Land $405,200 Building $311,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Botolph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Botolph St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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