20 Botolph St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 20 Botolph St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,935 sqft · built 1900
Lot Size	0.177 acres (7,714 sqft)
Owner	Individual Name on Record
Tax Bill	$10,963 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:A13 P:0000067`

Property Details

APN / Parcel Number

Primary APN	`MELR M:A13 P:0000067`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,935 sqft Living Area
Gross Area	3,688 sqft
Basement Area	913 sqft
Unfinished Basement	913 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,714 sqft (0.177 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 BOTOLPH ST
City	MELROSE
State	MA
Zip	02176-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	5
Census Block	5005
Census Tract	336100

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BOTOLPH ST, MELROSE, MA 02176-1147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 4, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2026	Quit Claim Deed, Transfer Quitclaim
May 19, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN HM LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 17, 2026
Transfer Doc	085236-250
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Recording Date	Jul 7, 2026
Property Address	20 BOTOLPH ST, MELROSE, MA 02176-1147
Document Number	0000082883
Book / Page	85841 / 258
Instrument Date	Jul 1, 2026
Instrument	202682883
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BOTOLPH ST, MELROSE, MA 02176-1147

Mortgage

Document Number	0000082883,
Date	Jul 7, 2026
Book Page	85841/258
Instrument	202682883

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jun 4, 2026
Property Address	20 BOTOLPH ST, MELROSE, MA 02176-1147
Document Number	085695-179
Book / Page	85695 / 179
Instrument Date	Jun 4, 2026
Instrument	202666291
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 BOTOLPH ST, MELROSE, MA 02176-1147
Investor	Possibly a Property Investor

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Feb 17, 2026
Property Address	20 BOTOLPH ST, MELROSE, MA 02176-1147
Document Number	085236-250
Book / Page	85236 / 250
Instrument Date	Feb 17, 2026
Instrument	17242
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BOTOLPH ST, MELROSE, MA 02176-1147

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	20 BOTOLPH ST, MELROSE, MA 02176-1147
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081551-116
Date	May 19, 2023
Book Page	81551/116
Instrument	51917

Lender

Name	NORTHERN HM LOANS LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,963.00 (+12,081.11%)	$955,800 (+4.58%) Land $486,700 Building $469,100	$1,042,264 (+15.67%)
2025	$90.00 (-98.97%)	$913,900 (+4.24%) Land $458,900 Building $455,000	$901,075
2024	$8,706.00 (-0.03%)	$876,700 (+4.89%) Land $431,100 Building $445,600
2023	$8,709.00	$835,800 Land $417,200 Building $418,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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