27 Bluff Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 27 Bluff Rd, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1970
Square Footage	1,326 sqft Living Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2018)
Tax Bill	$6,614.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 38.13-2-8`
Alternative APN	`280003801300020080000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,326 sqft Living Area
1st Floor	884 sqft 1st Floor
Upper Floors	442 sqft Upper Floors
Game Room	Game Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Lot Area	21,780 sqft (0.5 acres)
Depth X Width	168 ft x 115 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	200 sqft Garage
Porch Area	150 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	27 BLUFF RD
City	SCHENECTADY
State	NY
Zip	12306-5208
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	3
Census Block	3014
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 38.13-2-8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 BLUFF RD, SCHENECTADY, NY 12306-5208
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Deed Doc Number	201842849
Deed Book / Page	1996 / 682
Prior Transfer Date	Jun 22, 2005
Prior Transfer Doc	0017080906
Record Refreshed	Jun 08, 2026

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 26, 2018
Property Address	27 BLUFF RD, SCHENECTADY, NY 12306-5208
Document Number	0000042849
Book / Page	1996 / 682
Instrument Date	Sep 20, 2018
Instrument	201842849
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2683 HUNTINGTON RD, 2683, RICHMOND, VT 05477-9753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	113 1ST ST, GLENVILLE, NY 12302-2001

Mortgage

Document Number	0000042850
Date	Sep 26, 2018
Instrument	201842850

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,614.00	$159,000 (-) Land $26,700 Building $132,300	$244,600 (+16.92%) Land $41,074 Building $203,526
2023		$159,000 Land $26,700 Building $132,300	$209,200 Land $35,130 Building $174,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.