27 Adelphi Ct, Sacramento, CA 95825 Property Records

Sacramento County property record for 27 Adelphi Ct, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2.5 ba · 1,623 sqft · built 1973
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Aug 2023)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`295-0360-033-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0360-033-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,623 sqft Living Area
1st Floor Area	803 sqft
2nd Floor Area	820 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	27 ADELPHI CT
City	SACRAMENTO
State	CA
Zip	95825-7062
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1A-R-PUD
Legal Description	CAMPUS COMMONS 06, LOT 632
Legal Subdivision	CAMPUS COMMONS 06
Legal Lot Number	632
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	5403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 ADELPHI CT, SACRAMENTO, CA 95825-7062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2020	Grant Deed, Transfer · Conventional with PMI PENNYMAC
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Book / Page	20230821 / 159
Prior Transfer Date	Dec 19, 2014
Prior Transfer Doc	0000000621
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 21, 2023
Property Address	27 ADELPHI CT, SACRAMENTO, CA 95825-7062
Document Number	0000000159
Map Reference	MB 89 MAP 17
Instrument Date	Aug 8, 2023
Instrument	202308210159
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 ADELPHI CT, SACRAMENTO, CA 95825-7062

Mortgage

Document Number	0000000160
Date	Aug 21, 2023
Instrument	202308210160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 12, 2020
Property Address	27 ADELPHI CT, SACRAMENTO, CA 95825-7062
Document Number	2006121486
Instrument Date	Jun 12, 2020
Instrument	2006121486
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 ADELPHI CT SACRAMENTO CA 958257062, SACRAMENTO, CA 95825-7062

Mortgage

Document Number	2006121487
Date	Jun 12, 2020
Instrument	2006121487

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	27 ADELPHI CT, SACRAMENTO, CA 95825-7062
Document Number	1902271331
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 ADELPHI CT SACRAMENTO CA 958257062, SACRAMENTO, CA 95825-7062

Mortgage

Document Number	1902271331
Date	Feb 27, 2019
Instrument	1902271331

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	27 ADELPHI CT, SACRAMENTO, CA 95825-7062
Document Number	0000001472
Book / Page	170531 / 001472
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 ADELPHI CT SACRAMENTO CA 958257062, SACRAMENTO, CA 95825-7062

Mortgage

Document Number	0000001472
Date	May 31, 2017
Book Page	170531/001472

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 30, 2024

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,007 (+2%) Land $126,408 Building $414,599
2025	$6,408.00 (+0.17%) Homeowner's exemption	$530,400 (+32.09%) Land $123,930 Building $406,470
2024	$6,397.00 (+27.28%)
2023	$5,026.00 (+0.58%)	$401,547 Land $118,256 Building $283,291
2022	$4,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net, Verizon.

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