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2697 Monocacy Ford Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2697 Monocacy Ford Rd, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Architecture StyleConventional
Year BuiltBuilt 2006
Square Footage3,133 sqft Living Area
Lot Size5,365 sqft (0.123 acres)
GarageAttached, 410 sqft
OccupancyOwner Occupied
Tax Bill$9,504.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-251051
Alternative APN
  • 251051

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,133 sqft Living Area
Gross Area3,543 sqft Gross Area
1st Floor2,025 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,365 sqft (0.123 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area410 sqft Garage
PorchOpen Porch
Porch Area176 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number251051
Street Address2697 MONOCACY FORD RD
CityFREDERICK
StateMD
Zip21701-6808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 359 PL-11 S-7B 5,365 SQ. FT. MILL ISLAND AT WORMANS
Legal SubdivisionMILL ISLAND/WORMANS MILL
Legal Lot Number359
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup2
Census Block2011
Census Tract750802

Owner

Source: Frederick County records · APN 02-251051

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2697 MONOCACY FORD RD, FREDERICK, MD 21701-6808
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 27, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 01, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2007
Deed SaleJun 04, 2007
Prior SaleJun 07, 2006 · Amount on Record
Deed Doc Number200772971
Deed Book / Page6700 / 678
Last Transfer DateJun 03, 2014
Transfer Doc0100740193
Record RefreshedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2697 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0130790419
DateJul 11, 2019
Book Page13079/0419
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2697 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2697 MONOCACY FORD RD, FREDERICK, MD 21701-6808

Mortgage

Document Number0140160345
DateAug 27, 2020
Book Page14016/345
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueMay 19, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2697 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145530001
DateFeb 16, 2021
Book Page14553/1
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2051

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2697 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2697 MONOCACY FORD RD, FREDERICK, MD 21701-6808

Mortgage

Document Number0160200012
DateJul 01, 2022
Book Page16020/12
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term356 Months
DueMar 18, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$589,900 (+16.59%) Land $113,300 Building $476,600$589,900 (-) Land $113,300 Building $476,600
2024$9,504.00 (+7.18%)
2023$8,867.00 Homeowner's exemption$505,967$589,900 Land $113,300 Building $476,600

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