2689 Monocacy Ford Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2689 Monocacy Ford Rd, Frederick, MD 21701 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage3,243 sqft Total Area
Lot Size5,369 sqft (0.123 acres)
GarageAttached, 410 sqft
OccupancyOwner Occupied
Last Sale$519,000 (2021)
Tax Bill$9,761.00 (2023)

Property Details

APN / Parcel Number

Primary APN02-251108
Alternative APN
  • 251108

Interior

Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,243 sqft Total Area
Basement Area720 sqft Basement
Finished Basement720 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,369 sqft (0.123 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area410 sqft Garage
PorchOpen Porch
Porch Area205 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number251108
Street Address2689 MONOCACY FORD RD
CityFREDERICK
StateMD
Zip21701-6808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 363 PL-11 S-7B 5,369 SQ. FT. MILL ISLAND AT WORMAN'S
Legal SubdivisionMILL ISLAND/WORMANS MILL SEC
Legal Lot Number363
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup2
Census Block2011
Census Tract750802

Owner

Source: Frederick County records · APN 02-251108

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2689 MONOCACY FORD RD, FREDERICK, MD 21701-6808
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 30, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Nov 25, 2019Deed of Trust, Mortgage · Line of Credit
FREDERICK COUNTY BANK
May 16, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 02, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
1ST FINANCIAL INC
Feb 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2021 · Amount on Record
Deed SaleMar 02, 2021 · Amount on Record
Prior SaleJun 18, 2013 · Amount on Record
Deed Doc Number0001461181
Deed Book / Page14611 / 81
Record RefreshedJun 07, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2689 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Transaction TypeMortgage
Record UpdatedJan 11, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2689 MONOCACY FORD RD, FREDERICK, MD 21701-6808

Mortgage

Document Number0167120011
DateDec 22, 2023
Book Page16712/11
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term323 Months
DueNov 01, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2689 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0123410329
DateMar 30, 2018
Book Page12341/0329
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2689 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133610130
DateNov 25, 2019
Book Page13361/0130
Lender
NameFREDERICK COUNTY BANK
TypeBank
AddressFREDERICK, MD 21702
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2689 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address269 MONOCACY BLVD, FREDERICK, MD 21701

Mortgage

Document Number0159230337
DateMay 16, 2022
Book Page15923/337
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term342 Months
DueNov 01, 2050

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 02, 2021
Property Address2689 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Document Number0146110081
Book / Page14611 / 81
Map ReferenceMB 76 PL 164
Instrument DateSep 29, 2020
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,297.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2689 MONOCACY FORD RD, FREDERICK, MD 21701-6808

Mortgage

Document Number1461189
DateMar 02, 2021
Instrument14611/89
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term356 Months
DueNov 01, 2050

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2689 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Document Number0116840265
Book / Page011684 / 000265
Instrument DateFeb 08, 2017
Transaction TypeMortgage
Record UpdatedMay 04, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2689 MONOCACY FORD RD FREDERICK MD 217016808, FREDERICK, MD 21701-6808

Mortgage

Document Number0116840265
DateFeb 24, 2017
Book Page011684/000265
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 23, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$9,761.00 Homeowner's exemption$558,200$652,200 Land $113,300 Building $538,900

Flood & Wildfire

2689 Monocacy Ford Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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