26945 Fort Apache Cir, Lake Forest, CA 92630 Property Records

Orange County property record for 26945 Fort Apache Cir, Lake Forest, CA 92630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,650 sqft · built 1979
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Last Sale$203,000 (Apr 1995)
Tax Bill$4,004 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN837-401-13

Property Details

APN / Parcel Number

Primary APN837-401-13

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,650 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area5,750 sqft (0.132 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address26945 FORT APACHE CIR
CityLAKE FOREST
StateCA
Zip92630-5713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 9131 BLK LOT 37
Legal Tract9131
Legal Lot Number37
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2000
Census Tract32029

Owner

26945 Fort Apache Cir is owned and occupied by two individuals who bought it in April 1995.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address26945 FORT APACHE CIR, LAKE FOREST, CA 92630-5713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 1995 · Amount on File
Deed SaleApr 13, 1995 · Amount on File
Deed Document Number1995154220
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address26945 FORT APACHE CIR, LAKE FOREST, CA 92630-5713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000343024
DateAug 15, 2017
Instrument2017000343024
Lender
NameTHAYER FINANCIAL CORP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 26945 Fort Apache Cir was $4,004 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$402,983 (+2%) Land $161,749 Building $241,234
2025$4,004.00 Homeowner's exemption$395,082 Land $158,578 Building $236,504
2023$3,836.00 (+1.83%) Homeowner's exemption$379,742 Land $152,421 Building $227,321
2022$3,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26945 Fort Apache Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26945 Fort Apache Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL TORO WATER DISTRICT
serves 53,415 people · EPA ID CA3010079
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T, Cityside Fiber, T-Mobile, Verizon.

Nearby Properties on Fort Apache Cir

Nearby Streets

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