26931 Fort Apache Cir, Lake Forest, CA 92630 Property Records

Orange County property record for 26931 Fort Apache Cir, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,650 sqft · built 1979
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`837-401-09`

Property Details

APN / Parcel Number

Primary APN	`837-401-09`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	26931 FORT APACHE CIR
City	LAKE FOREST
State	CA
Zip	92630-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 9131 BLK LOT 40
Legal Tract	9131
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2000
Census Tract	32029

Owner

26931 Fort Apache Cir is owner-occupied and held in a trust since January 2008.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	26931 FORT APACHE CIR, LAKE FOREST, CA 92630-5713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 24, 2008
Transfer Doc	0000042565
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26931 FORT APACHE CIR, LAKE FOREST, CA 92630-5713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060935
Date	Feb 14, 2017
Instrument	2017000060935

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26931 FORT APACHE CIR, LAKE FOREST, CA 92630-5713
Document Number	0000202749
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	26931 FORT APACHE CIR LAKE FOREST CA 926305713, LAKE FOREST, CA 92630-5713

Mortgage

Document Number	0000202749
Date	May 5, 2020
Instrument	202749

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 26931 Fort Apache Cir was $2,972 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$300,404 (+2%) Land $148,096 Building $152,308
2025	$2,972.00 Homeowner's exemption	$294,514 Land $145,192 Building $149,322
2023	$2,847.00 (+1.86%) Homeowner's exemption	$283,079 Land $139,554 Building $143,525
2022	$2,795.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26931 Fort Apache Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26931 Fort Apache Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Cityside Fiber, T-Mobile, Verizon.

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