2693 Klam Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2693 Klam Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	13.4 acres (585,882 sqft)
Owner	2 Trust Names on File
Last Sale	$90,000 (Jun 2005)
Tax Bill	$3,365 (2025)
Deeds & Mortgages	Nov 2022 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-015-020-45`

Property Details

APN / Parcel Number

Primary APN	`017-015-020-45`

Interior

Flooring	Carpet

Exterior

Lot Area	585,882 sqft (13.4 acres)

Location & Zoning

Street Address	2693 KLAM RD
City	LAPEER
State	MI
Zip	48446-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2004 SPLIT PARCEL L-1-B PART OF THE SE 1/4 OF SEC 15 T8N R9E, OREGON TOWNSHIP LAPEER COUNTY, MI; BEG AT A PT THAT IS N 2 DEG
Legal Range	09E
Legal Township	08N
Legal Section	15
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2025
Census Tract	334500

Owner

2693 Klam Rd is owner-occupied and held in a trust since March 2022.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2693 KLAM RD, LAPEER, MI 48446-9042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Intrafamily Transfer, Transfer
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2005 · Amount on File
Deed Sale	Jun 6, 2005 · Amount on File
Prior Sale	Apr 4, 2003 · Amount on File
Deed Document Number	20051
Last Transfer Date	Mar 18, 2022
Transfer Doc	0033260564
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Nov 14, 2022
Property Address	2693 KLAM RD, LAPEER, MI 48446-9042
Document Number	0033260564
Book / Page	3326 / 564
Instrument Date	Mar 18, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2693 KLAM RD, LAPEER, MI 48446-9042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2693 KLAM RD, LAPEER, MI 48446-9042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2693 KLAM RD, LAPEER, MI 48446-9042
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2693 KIAM RD, LAPEER, MI 48446-9042

Mortgage

Document Number	0032030798
Date	May 17, 2021
Book Page	3203/798

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2693 Klam Rd was $3,365 with a homeowner's exemption, up 4.5% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,000 (-2.26%)	$598,000 (-2.26%)
2025	$3,365.00 (+4.5%) Homeowner's exemption	$305,900	$611,800
2024	$3,220.00
2023		$257,300	$514,600
2022	$2,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2693 Klam Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2693 Klam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	25 / 5

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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