2630 Klam Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2630 Klam Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	12.8 acres (558,875 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,789 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-014-022-50`

Property Details

APN / Parcel Number

Primary APN	`017-014-022-50`

Interior

Flooring	Carpet

Exterior

Lot Area	558,875 sqft (12.8 acres)

Location & Zoning

Street Address	2630 KLAM RD
City	LAPEER
State	MI
Zip	48446-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8N R9E SEC 14 PART OF THE SW 1/4 OF SEC 14 DES AS BEG AT A PT ON THE W SEC LI THAT IS N 1182.76 FT FROM THE SW COR OF SEC
Legal Range	09E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1005
Census Tract	334500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2630 KLAM RD, LAPEER, MI 48446-9042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 10, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jan 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1995
Deed Sale	Jan 1, 1995
Deed Document Number	19951
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2630 KLAM RD, LAPEER, MI 48446-9042
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 KLAM RD, LAPEER, MI 48446-9042

Mortgage

Document Number	0033630149
Date	Aug 11, 2023
Book Page	3363/149

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2630 KLAM RD, LAPEER, MI 48446-9042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029830350
Date	Sep 10, 2018
Book Page	2983/350

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2630 KLAM RD, LAPEER, MI 48446-9042
Document Number	0028740588
Book / Page	002874 / 000588
Instrument Date	Jan 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2630 KLAM RD LAPEER MI 484469042, LAPEER, MI 48446-9042

Mortgage

Document Number	0028740588
Date	Jan 27, 2017
Book Page	002874/000588

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2037

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,100 (+16.89%)	$494,200 (+16.89%)
2025	$2,789.00 (+14.73%)
2023		$211,400	$422,800
2022	$2,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	25 / 5

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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