Fluvanna County property record for 2692 Mountain Laurel Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,862 sqft · built 2010 |
| Lot Size | 10 acres (437,778 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Nov 2010) |
| Tax Bill | $3,323 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21 19 3 |
| Primary APN | 21 19 3 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,862 sqft Living Area |
| Gross Area | 2,992 sqft |
| 1st Floor Area | 1,848 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 437,778 sqft (10 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 274 sqft |
| Balcony Area | 14 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2692 MOUNTAIN LAUREL RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-4746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 830-339 AC 10.05 DEEP CREEK EST |
| Legal Subdivision | DEEP CREEK EST |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20200 |
Source: Fluvanna County records · APN 21 19 3
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2692 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2010 · Amount on Record |
| Deed Sale | Nov 10, 2010 · Amount on Record |
| Deed Document Number | 20103881 |
| Deed Book / Page | 830 / 339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 2692 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Title Company | OLEANDER TITLE AGENCY, ALEXANDER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0220000007 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 220000007 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 01, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 2692 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4746 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 1901350 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 1901350 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2059 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,160 (-) Land $81,200 Building $358,960 | $440,160 (-) Land $81,200 Building $358,960 | |
| 2025 | $3,323.00 (+7.96%) | $440,160 (+20.69%) Land $81,200 Building $358,960 | $440,160 (+20.69%) Land $81,200 Building $358,960 |
| 2023 | $364,700 Land $81,200 Building $283,500 | $364,700 Land $81,200 Building $283,500 | |
| 2022 | $3,078.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Central Virginia Electric Cooperative | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures