Fluvanna County property record for 2600 Mountain Laurel Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2021 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,000 (Oct 2019) |
| Tax Bill | $3,086 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21 19 2 |
| Primary APN | 21 19 2 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 3,820 sqft |
| 1st Floor Area | 1,288 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 436,036 sqft (10 acres) |
| Terrain | Rolling |
| Garage Area | 2,376 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Deck Area | 392 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2600 MOUNTAIN LAUREL RD |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-4746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INST 190003259 AC 10.01 DEEP CREEK EST |
| Legal Subdivision | DEEP CREEK EST |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20200 |
Source: Fluvanna County records · APN 21 19 2
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2600 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS & FARMERS BANK |
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage C & F MORTGAGE CORP |
| Oct 28, 2019 | Bargain and Sale Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on Record |
| Deed Sale | Oct 28, 2019 · Amount on Record |
| Prior Sale | Feb 05, 2016 |
| Deed Document Number | 20193259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 2600 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4746 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1903874 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 1903874 |
| Name | CITIZENS & FARMERS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 2600 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4746 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200001539 |
|---|---|
| Date | May 04, 2020 |
| Instrument | 200001539 |
| Name | C & F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Oct 28, 2019 |
| Property Address | 2600 MOUNTAIN LAUREL RD, PALMYRA, VA 22963-4746 |
| Document Number | 1903259 |
| Map Reference | PB 2 PG 56 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 1903259 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 380 BUCK BRANCH DR, TROY, VA 22974-3235 |
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,800 (-0.01%) Land $81,000 Building $327,800 | $408,800 (-0.01%) Land $81,000 Building $327,800 | |
| 2025 | $3,086.00 (+18.24%) | $408,840 (+32.18%) Land $81,000 Building $327,840 | $408,840 (+32.18%) Land $81,000 Building $327,840 |
| 2023 | $309,300 Land $81,000 Building $228,300 | $309,300 Land $81,000 Building $228,300 | |
| 2022 | $2,610.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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