269 N Main St, Waterloo, IL 62298 Property Records

Monroe County property record for 269 N Main St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 750 sqft · built 1954
Lot Size	0.23 acres (9,896 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2017)
Tax Bill	$2,727 (2024)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-449-036-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-449-036-000`
Alternative APN	`07241940104200 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	9,896 sqft (0.23 acres)
Lot Dimensions	195 ft deep x 50 ft wide
Garage Area	1,092 sqft
Driveway	Concrete Driveway
Driveway Area	156 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	269 N MAIN ST
City	WATERLOO
State	IL
Zip	62298-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOTS 6 & 7 PETERSTOWN
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Lot Number	6,7
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3004
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-449-036-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	269 N MAIN ST, WATERLOO, IL 62298-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	2017390512
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 21, 2017
Property Address	269 N MAIN ST, WATERLOO, IL 62298-1245
Document Number	0000390512
Instrument Date	Jun 21, 2017
Instrument	390512
Transaction Type	Transfer
Record Updated	Jul 05, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W MILL ST #A WATERLOO IL 622981205, A, WATERLOO, IL 62298-1205

Mortgage

Document Number	390513
Date	Jun 21, 2017
Instrument	390513

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 50613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,470 (+4.36%) Land $16,430 Building $35,040	$154,410 (+4.36%) Land $49,290 Building $105,120
2024	$2,727.00
2022	Additional exemption filed	$49,320 Land $15,170 Building $34,150	$147,960 Land $45,510 Building $102,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HTC Holding DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 212 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO serves 10,190 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.