263 N Main St, Waterloo, IL 62298 Property Records

Monroe County property record for 263 N Main St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,129 sqft · built 1950
Lot Size	0.38 acres (16,526 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,767 (2024)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-449-039-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-449-039-000`
Alternative APN	`07241940103900 00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,129 sqft Building Perimeter
1st Floor Area	868 sqft
Upper Floors Area	261 sqft
Basement Area	565 sqft
Unfinished Basement	565 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,526 sqft (0.38 acres)
Lot Dimensions	195 ft deep x 84 ft wide
Garage Area	552 sqft
Driveway	Concrete Driveway
Driveway Area	1,524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Patio Area	178 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	263 N MAIN ST
City	WATERLOO
State	IL
Zip	62298-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 & 11B PETERSTOWN
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	ROGERS HEIRS
Legal Lot Number	10,11
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3004
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-449-039-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	263 N MAIN ST, WATERLOO, IL 62298-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	263 N MAIN ST, WATERLOO, IL 62298-1245
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404815
Date	Nov 18, 2019
Instrument	404815

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jan 25, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,070 (+4.81%) Land $17,460 Building $51,610	$207,210 (+4.81%) Land $52,380 Building $154,830
2024	$3,767.00
2022	Additional exemption filed	$65,900 Land $15,810 Building $50,090	$197,700 Land $47,430 Building $150,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.