269 Mill Stream Way, Williamsburg, VA 23185 Property Records

James City County property record for 269 Mill Stream Way, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,013 sqft · built 2001
Lot Size	0.471 acres (20,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,118 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`47-1 18-0-0035`

Property Details

APN / Parcel Number

Primary APN	`47-1 18-0-0035`
Alternative APN	`21782`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,013 sqft Living Area
Basement Area	2,089 sqft
Finished Basement	1,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	20,560 sqft (0.471 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	312 sqft
Deck Area	728 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21782
Street Address	269 MILL STREAM WAY
City	WILLIAMSBURG
State	VA
Zip	23185-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-35 S-5 SETTLER'S MILL
Legal Subdivision	SETTLERS MILL
Legal Lot Number	35 S
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1020
Census Tract	80202

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	269 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Quit Claim Deed, Transfer PRIME LNDG
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 5, 2016
Last Transfer Date	Jan 13, 2021
Transfer Doc	0000000784
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 13, 2021
Property Address	269 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3187
Document Number	0000000784
Instrument Date	Jan 8, 2021
Instrument	784
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 MILL STREAM WAY WILLIAMSBURG VA 231853187, WILLIAMSBURG, VA 23185-3187

Mortgage

Document Number	785
Date	Jan 13, 2021
Instrument	785

Lender

Name	PRIME LNDG

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2036

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	269 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3187
Document Number	0000016337
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 MILL STREAM WAY WILLIAMSBURG VA 231853187, WILLIAMSBURG, VA 23185-3187

Mortgage

Document Number	0000016337
Date	Sep 28, 2020
Instrument	16337

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,118.00 (+6.4%)	$737,200 (+21.59%) Land $121,300 Building $615,900	$737,200 (+21.59%) Land $121,300 Building $615,900
2024	$5,750.00 (+14.27%)
2023	$5,032.00	$606,300 Land $85,000 Building $521,300	$606,300 Land $85,000 Building $521,300
2022	$5,032.00 (+4.99%)
2019	$4,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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