James City County property record for 265 Mill Stream Way, Williamsburg, VA 23185 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1999 |
| Square Footage | 3,026 sqft Living Area |
| Lot Size | 23,392 sqft (0.537 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $574,000 (2016) |
| Tax Bill | $6,633.00 (2025) |
| Primary APN | 47-1 18-0-0034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 3,026 sqft Living Area |
| Basement Area | 1,338 sqft Basement |
| Finished Basement | 1,338 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,392 sqft (0.537 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 515 sqft Garage |
| Porch | Open Porch |
| Porch Area | 330 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 21781 |
|---|---|
| Street Address | 265 MILL STREAM WAY |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-3187 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 34 S-5 SETTLER'S MILL |
| Legal Subdivision | SETTLERS MILL |
| Legal Lot Number | 34 S |
| Jurisdiction | JAMES CITY VA |
| Minor Civil Division | BERKELEY |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 80202 |
Source: James City County records · APN 47-1 18-0-0034
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3187 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA |
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2016 · Amount on Record |
| Deed Sale | Jun 06, 2016 · Amount on Record |
| Prior Sale | Dec 20, 1999 · Amount on Record |
| Deed Doc Number | 160010260 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 265 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3187 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0202404846 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 202404846 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 04, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 265 MILL STREAM WAY, WILLIAMSBURG, VA 23185-3187 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TRIPLE CROWN TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0210002175 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 210002175 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,633.00 (+6.42%) | $799,200 (+33.04%) Land $121,300 Building $677,900 | $799,200 (+33.04%) Land $121,300 Building $677,900 |
| 2024 | $6,233.00 (+25.04%) | ||
| 2023 | $4,985.00 | $600,700 Land $85,000 Building $515,700 | $600,700 Land $85,000 Building $515,700 |
| 2022 | $4,985.00 (+3.88%) | ||
| 2019 | $4,799.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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