269 Harbor Mill Dr, Troy, IL 62294 Property Records

Madison County property record for 269 Harbor Mill Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 703 sqft · built 2003
Lot Size	0.263 acres (11,476 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2023)
Tax Bill	$8,700 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2019 Mortgage
APN	`10-2-16-33-17-302-019`

Property Details

APN / Parcel Number

Primary APN	`10-2-16-33-17-302-019`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	703 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,476 sqft (0.263 acres)
Lot Dimensions	104 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	3 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	269 HARBOR MILL DR
City	TROY
State	IL
Zip	62294-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADDN TO THE NORTHWOODS AT PARK FOREST LOT 64 110.04 X 104.29
Legal Subdivision	FIRST ADDN
Legal Lot Number	64
Jurisdiction	MADISON IL
Township / Civil Division	PIN OAK
Census Block Group	2
Census Block	2066
Census Tract	403701

Owner

Source: Madison County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	269 HARBOR MILL DR, TROY, IL 62294-3241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Deed Document Number	202311229
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 2, 2023
Property Address	269 HARBOR MILL DR, TROY, IL 62294-3241
Document Number	0000011229
Map Reference	PC 62 PG 127
Instrument Date	Apr 25, 2023
Instrument	2023R11229
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 HARBOR MILL DR, TROY, IL 62294-3241

Mortgage

Document Number	0000011230
Date	May 2, 2023
Instrument	2023R11230

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.38%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	269 HARBOR MILL DR, TROY, IL 62294-3241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034475
Date	Oct 25, 2019
Instrument	2019R34475

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Pin Oak Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,700.00 (+6.12%)	$131,190 (+29.12%) Land $25,890 Building $105,300	$393,570 (+28.99%) Land $77,670 Building $315,900
2024	$8,198.00 (+13.72%)
2022	$7,209.00	$101,600 Land $20,050 Building $81,550	$305,105 Land $60,210 Building $244,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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