261 Harbor Mill Dr, Troy, IL 62294 Property Records

Madison County property record for 261 Harbor Mill Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,047 sqft · built 2004
Lot Size0.242 acres (10,558 sqft)
OwnerIndividual Name on File
Last Sale$44,000 (Mar 2004)
Tax Bill$8,583 (2025)
Deeds & MortgagesSep 2023 Transfer
APN10-2-16-33-17-303-003

Property Details

APN / Parcel Number

Primary APN10-2-16-33-17-303-003

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,047 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleModern
Exterior MaterialVinyl
Construction TypeFrame
Lot Area10,558 sqft (0.242 acres)
Lot Dimensions138 ft deep x 76 ft wide
Garage TypeAttached
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address261 HARBOR MILL DR
CityTROY
StateIL
Zip62294-3240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2ND ADD TO THE NORTHWOODS AT PARK F LOT 20 76.47 X 138.07 IRREGULAR
Legal SubdivisionSECOND ADDN
Legal Lot Number20
JurisdictionMADISON IL
Township / Civil DivisionPIN OAK
Census Block Group2
Census Block2060
Census Tract403701

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address261 HARBOR MILL DR, TROY, IL 62294-3240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2004 · Amount on File
Deed SaleMar 11, 2004 · Amount on File
Deed Document Number200413485
Deed Book / Page4638 / 3117
Last Transfer DateSep 12, 2023
Transfer Doc0000024369
Record UpdatedOct 29, 2026

September 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMADISON IL
Recording DateSep 13, 2023
Property Address261 HARBOR MILL DR, TROY, IL 62294-3240
Document Number0000024369
Map ReferencePC 63 PG 191
Instrument DateSep 12, 2023
Instrument2023R24369
Transaction TypeTransfer
Record UpdatedOct 4, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address261 HARBOR MILL DR, TROY, IL 62294-3240

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address261 HARBOR MILL DR, TROY, IL 62294-3240

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionPin Oak Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,583.00 (+6.13%)$141,930 (+29.11%) Land $22,130 Building $119,800$425,790 (+28.98%) Land $66,390 Building $359,400
2024$8,087.00 (+13.73%)
2022$7,111.00$109,930 Land $17,150 Building $92,780$330,121 Land $51,502 Building $278,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2009–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 16,962 people · EPA ID IL1191000
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband.

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