2689 Grandaddy Ln, Jay, FL 32565 Property Records

Santa Rosa County property record for 2689 Grandaddy Ln, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,161 sqft · built 2019
Lot Size	1.03 acres (45,215 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jun 2025)
Tax Bill	$4,620 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-4N-30-5255-00000-0300`

Property Details

APN / Parcel Number

Primary APN	`24-4N-30-5255-00000-0300`
Alternative APN	`N304245255000000300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,161 sqft Living Area
Gross Area	4,835 sqft
1st Floor Area	3,161 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	45,215 sqft (1.03 acres)
Lot Dimensions	275 ft deep x 154 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	1,070 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2689 GRANDADDY LN
City	JAY
State	FL
Zip	32565-2967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	STAFFORD FARM LOT 30 AS DES IN OR 4630 PG 473
Legal Range	30W
Legal Township	4N
Legal Section	24
Legal Subdivision	STAFFORD FARM
Legal Lot Number	30
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	4
Census Block	4007
Census Tract	10200

Owner

2689 Grandaddy Ln is owned and occupied by two individuals who bought it in June 2025.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2689 GRANDADDY LN, JAY, FL 32565-2967
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 6, 2019	Warranty Deed, Transfer · Conventional with PMI HOME MTG/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	May 19, 2022 · Amount on File
Deed Document Number	202528723
Deed Book / Page	4630 / 473
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 19, 2022
Property Address	2689 GRANDADDY LN, JAY, FL 32565-2967
Document Number	0042851892
Book / Page	4285 / 1892
Map Reference	MB 10 PG 56
Instrument Date	May 18, 2022
Instrument	202230527
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7332 REXFORD ST, 7332, NAVARRE, FL 32566-6719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2689 GRANDADDY LN, JAY, FL 32565-2967

Mortgage

Document Number	0042851893
Date	May 19, 2022
Instrument	4285/1893

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 6, 2019
Property Address	2689 GRANDADDY LN, JAY, FL 32565-2967
Document Number	0038570437
Book / Page	003857 / 000437
Instrument Date	Aug 2, 2019
Instrument	34277
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,218.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2689 GRANDADDY LN JAY FL 325652967, JAY, FL 32565-2967

Mortgage

Document Number	38570438
Date	Aug 6, 2019
Book Page	003857/000438
Instrument	34278

Lender

Name	HOME MTG/AMERICA
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2689 Grandaddy Ln was $4,620, up 17.6% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,620.00 (+17.65%)	$387,228 (+4.95%) Land $50,000 Building $337,228	$387,228 (+4.95%) Land $50,000 Building $337,228
2024	$3,927.00 (+0.87%) Homeowner's exemption	$368,953 (+2.31%) Land $45,000 Building $323,953	$368,953 (+2.31%) Land $45,000 Building $323,953
2023	$3,893.00 (-5.49%)	$360,632 (+2.32%) Land $40,000 Building $320,632	$360,632 (+2.32%) Land $40,000 Building $320,632
2022	$4,119.00	$352,468	$352,468 Land $40,000 Building $312,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2689 Grandaddy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2689 Grandaddy Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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