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2609 Grandaddy Ln, Jay, FL 32565 Property Records

Santa Rosa County property record for 2609 Grandaddy Ln, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,846 sqft · built 2019
Lot Size1.03 acres (45,215 sqft)
Owner2 Individual Names on File
Last Sale$258,000 (Oct 2019)
Tax Bill$2,970 (2025)
Deeds & MortgagesSep 2026 Sale
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-4N-30-5255-00000-0250

Property Details

APN / Parcel Number

Primary APN24-4N-30-5255-00000-0250
Alternative APN
  • N304245255000000250

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,846 sqft Living Area
Gross Area3,624 sqft
1st Floor Area2,846 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area45,215 sqft (1.03 acres)
Lot Dimensions275 ft deep x 154 ft wide
Garage TypeAttached
Garage Area461 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area119 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2609 GRANDADDY LN
CityJAY
StateFL
Zip32565-2967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionSTAFFORD FARM LOT 25 AS DES IN OR 3885 PG 950
Legal Range30W
Legal Township4N
Legal Section24
Legal SubdivisionSTAFFORD FARM
Legal Lot Number25
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group4
Census Block4007
Census Tract10200

Owner

2609 Grandaddy Ln is owned by two individuals who bought it in October 2019.

Source: Santa Rosa County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address5007 STONEY CREEK RD, 331, CULVER CITY, CA 90230-8408
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 5, 2019Deed of Trust, Mortgage · FHA Mortgage
SERVISFIRST BANK
Oct 30, 2019Warranty Deed, Transfer · FHA Mortgage
SERVISFIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2019 · Amount on File
Deed SaleOct 30, 2019 · Amount on File
Deed Document Number201949000
Deed Book / Page3885 / 950
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 14, 2026
Property Address2609 GRANDADDY LN, JAY, FL 32565-2967
Document Number0000046440
Book / Page4788 / 1227
Instrument DateSep 14, 2026
Instrument202646440
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address5007 STONEY CREEK RD, 331, CULVER CITY, CA 90230-8408

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2609 GRANDADDY LN, JAY, FL 32565-2967
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038871435
DateNov 5, 2019
Book Page3887/1435
Instrument201950054
Lender
NameSERVISFIRST BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 30, 2019
Property Address2609 GRANDADDY LN, JAY, FL 32565-2967
Document Number0038850950
Book / Page3885 / 0950
Map ReferenceMB 10 PG 56
Instrument DateOct 29, 2019
Instrument201949000
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,806.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3158 GATEWAY LN, 3158, CANTONMENT, FL 32533-5830

Transferred To (Grantee/Buyer)

NameVerified Name
Address2609 GRANDADDY LN, JAY, FL 32565-2967

Mortgage

Document Number0003885951
DateOct 30, 2019
Instrument3885/951
Lender
NameSERVISFIRST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2609 Grandaddy Ln was $2,970, up 4.7% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,970.00 (+4.72%)$280,882 (+2.9%)$347,745 (+3.76%) Land $50,000 Building $297,745
2024$2,836.00 (+1.76%) Homeowner's exemption$272,966 (+3%)$335,151 (+2.44%) Land $45,000 Building $290,151
2023$2,787.00 (+2.28%) Homeowner's exemption$265,016 (+3%)$327,177 (+2.3%) Land $40,000 Building $287,177
2022$2,725.00 Homeowner's exemption$257,297$319,811 Land $40,000 Building $279,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2609 Grandaddy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2609 Grandaddy Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

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