Wayne County property record for 26878 Celtic Dr, Flat Rock, MI 48134
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,573 sqft |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $462,927 (Jan 2026) |
| Tax Bill | $866 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58 089 02 0047 000 |
| Primary APN | 58 089 02 0047 000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,573 sqft Living Area |
| Lot Area | 14,810 sqft (0.34 acres) |
|---|---|
| Lot Dimensions | 149 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 26878 CELTIC DR |
|---|---|
| City | FLAT ROCK |
| State | MI |
| Zip | 48134-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 CELTIC FARMS SUB T4S R10E L122 P92 TO 94 WCR - - 0.34AC |
| Legal Subdivision | CELTIC FARMS |
| Legal Lot Number | 47 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | FLAT ROCK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 599001 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25249 WINDING CREEK DR, NEW BOSTON, MI 48164-9133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2026 · Amount on Record |
| Deed Sale | Jan 2, 2026 · Amount on Record |
| Deed Document Number | 202621107 |
| Deed Book / Page | 59993 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 2, 2026 |
| Property Address | 26878 CELTIC DR, FLAT ROCK, MI 48134-2129 |
| Document Number | 0599930327 |
| Book / Page | 59993 / 327 |
| Map Reference | LB 122 PG 92 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2026021107 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | VANGUARD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,472.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2617 BEACON HILL DR, AUBURN HILLS, MI 48326-3701 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25249 WINDING CREEK DR, AUBURN HILLS, MI 48326 |
| Document Number | 0059993330 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 59993/330 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Flat Rock City |
| Unified School District | Flat Rock Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,100 (+375.07%) | $358,200 (+375.07%) | |
| 2025 | $866.00 (+21.12%) | $37,700 (+0.27%) | $75,400 (+0.27%) |
| 2023 | $37,600 | $75,200 | |
| 2019 | $715.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Mar 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAT ROCK serves 10,541 people · EPA ID MI0002300 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, Verizon.
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