26811 Celtic Dr, Flat Rock, MI 48134 Property Records

Wayne County property record for 26811 Celtic Dr, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,483 sqft · built 2023
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,245 (Sep 2023)
Tax Bill	$11,333 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58 089 02 0016 000`

Property Details

APN / Parcel Number

Primary APN	`58 089 02 0016 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,483 sqft Living Area
1st Floor Area	1,358 sqft
Basement Area	1,214 sqft
Unfinished Basement	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	163 ft deep x 92.1 ft wide
Garage Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	26811 CELTIC DR
City	FLAT ROCK
State	MI
Zip	48134-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 CELTIC FARMS SUB T4S R10E L122 P92 TO 94 WCR - - 0.35AC
Legal Subdivision	CELTIC FARMS
Legal Lot Number	16
Jurisdiction	WAYNE MI
Township / Civil Division	FLAT ROCK
Census Block Group	2
Census Block	2006
Census Tract	599001

Owner

Source: Wayne County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26811 CELTIC DR, FLAT ROCK, MI 48134-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 8, 2023	Warranty Deed, Transfer VANGUARD TITLE COMPANY
Sep 12, 2023	Warranty Deed, Transfer VANGUARD TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	2023239884
Deed Book / Page	58449 / 885
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jul 13, 2026
Property Address	26811 CELTIC DR, FLAT ROCK, MI 48134-2129
Document Number	0000227092
Book / Page	60399 / 1119
Instrument Date	Jun 24, 2026
Instrument	2026227092
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26811 CELTIC DR, FLAT ROCK, MI 48134-2129

Mortgage

Document Number	0000227092,
Date	Jul 13, 2026
Book Page	60399/1119
Instrument	2026227092

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2054

Interest

Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 8, 2023
Property Address	26811 CELTIC DR, FLAT ROCK, MI 48134-2129
Document Number	0584461481
Book / Page	58446 / 1481
Map Reference	LB 122 PG 92
Instrument Date	Aug 30, 2023
Instrument	2023238738
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2617 BEACON HILL DR, AUBURN HILLS, MI 48326-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32233 SCHOOLCRAFT RD STE 110, 110, LIVONIA, MI 48150-4320

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 12, 2023
Property Address	26811 CELTIC DR, FLAT ROCK, MI 48134-2129
Document Number	0584490885
Book / Page	58449 / 885
Map Reference	LB 122 PG 92
Instrument Date	Aug 29, 2023
Instrument	2023239884
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,258.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32233 SCHOOLCRAFT RD # 110110, 110110, LIVONIA, MI 48150-4314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2292 20TH ST, WYANDOTTE, MI 48192-4128

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Flat Rock City
Unified School District	Flat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,200 (+526.67%)	$432,400 (+526.67%)
2025	$11,333.00 (+1,485.03%)
2023		$34,500	$69,000
2019	$715.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT ROCK serves 10,541 people · EPA ID MI0002300
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, Verizon.

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