2686 Star Ave, Niles, MI 49120 Property Records

Cass County property record for 2686 Star Ave, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,124 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2025)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-180-005-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-180-005-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,124 sqft Building Perimeter
1st Floor Area	2,124 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	10,019 sqft (0.23 acres)
Garage Area	1,120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2686 STAR AVE
City	NILES
State	MI
Zip	49120-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 725-6 SEC 21 T7S R16W LOTS 5 & 6 REID NO 1.
Legal Subdivision	REID NO 1
Legal Lot Number	5,6
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1005
Census Tract	1500

Owner

2686 Star Ave is owned and occupied by an individual who bought it in December 2025.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2686 STAR AVE, NILES, MI 49120-9524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 5, 2025	Warranty Deed, Transfer · VA Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Deed Document Number	2025227247
Deed Book / Page	1269 / 1754
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	2686 STAR AVE, NILES, MI 49120-9524
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01149/2362
Date	Jan 10, 2019
Book Page	1149/2362

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	2686 STAR AVE, NILES, MI 49120-9524
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 STAR AVE, NILES, MI 49120-9524

Mortgage

Document Number	01229/2238
Date	Mar 8, 2023
Book Page	1229/2238

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Dec 5, 2025
Property Address	2686 STAR AVE, NILES, MI 49120-9524
Document Number	01269/1754
Book / Page	1269 / 1754
Map Reference	LB 1 PG 154
Instrument Date	Dec 4, 2025
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 STAR AVE, NILES, MI 49120-9524

Mortgage

Document Number	0012691757
Date	Dec 5, 2025
Instrument	1269/1757

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2686 Star Ave was $1,602 with a homeowner's exemption, up 3% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,100 (+5.7%) Land $100,100	$200,200 (+5.7%) Land $200,200
2025	$1,602.00 (+3.02%) Homeowner's exemption	$94,700 Land $94,700	$189,400 Land $189,400
2024	$1,555.00
2023		$104,000	$208,000
2022	$1,285.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2686 Star Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2686 Star Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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