26849 Carmen Pl, Lutz, FL 33559 Property Records

Pasco County property record for 26849 Carmen Pl, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,505 sqft · built 1996
Lot Size	0.192 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Mar 2023)
Tax Bill	$4,297 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-19-0060-00000-0900`

Property Details

APN / Parcel Number

Primary APN	`14-26-19-0060-00000-0900`
Alternative APNs	`1926140060000000900` `0723702`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	1,505 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.192 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	350 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	387 sqft
Porch	Porch
Porch Area	25 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0723702
Old Parcel Number	1926140060000000900
Street Address	26849 CARMEN PL
City	LUTZ
State	FL
Zip	33559-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00R3
Legal Description	QUAIL HOLLOW VILLAGE UNIT 2 PHASE A PB 26 PGS 11-15 LOT 90
Legal Range	19E
Legal Township	26S
Legal Section	14
Legal Subdivision	QUAIL HOLLOW ESTATES UNREC SUB
Legal Phase	A
Legal Tract	60
Legal Lot Number	90
Legal Unit	2
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2015
Census Tract	32012

Owner

26849 Carmen Pl is owned and occupied by an individual who bought it in March 2023.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	26849 CARMEN PL, LUTZ, FL 33559-8518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Aug 28, 1996 · Amount on File
Deed Document Number	2023047664
Deed Book / Page	10784 / 581
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 21, 2023
Property Address	26849 CARMEN PL, LUTZ, FL 33559-8518
Document Number	0107840581
Book / Page	10784 / 581
Map Reference	MB 26 PG 11
Instrument Date	Mar 2, 2023
Instrument	2023047664
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9507 NEWDALE WAY APT 202, 202, RIVERVIEW, FL 33578-4240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26849 CARMEN PL, LUTZ, FL 33559-8518

Mortgage

Document Number	0010784582
Date	Mar 21, 2023
Instrument	10784/582

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 26849 Carmen Pl was $4,297 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,297.00 Homeowner's exemption	$281,766 Land $50,383 Building $231,383	$281,766 Land $50,383 Building $231,383
2023	$1,632.00 (+11.86%) Additional exemption filed	$123,170 (+2.99%) Land $45,111 Building $78,059	$294,833 (+12.94%) Land $45,111 Building $249,722
2022	$1,459.00 Homeowner's exemption	$119,590 Land $37,701 Building $81,889	$261,060 Land $37,701 Building $223,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26849 Carmen Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	17 (1979–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26849 Carmen Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20