2684 Christy St, Tracy, CA 95376 Property Records

San Joaquin County property record for 2684 Christy St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,651 sqft · built 1994
Lot Size	0.148 acres (6,439 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Aug 2019)
Tax Bill	$6,981 (2026)
Deeds & Mortgages	Sep 2022 Second Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242-280-640-000`

Property Details

APN / Parcel Number

Primary APN	`242-280-640-000`
Alternative APN	`242-280-64`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,651 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,439 sqft (0.148 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-280-64
Street Address	2684 CHRISTY ST
City	TRACY
State	CA
Zip	95376-8765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2315 LOT 55
Legal Subdivision	MUIRFIELD
Legal Tract	2315
Legal Block	3
Legal Lot Number	55
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3020
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2684 CHRISTY ST, TRACY, CA 95376-8765
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Aug 16, 2019	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit UNCLE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Oct 29, 2013 · Amount on Record
Deed Document Number	201988024
Prior Transfer Date	Jul 8, 2009
Prior Transfer Doc	0000109582
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2684 CHRISTY ST, TRACY, CA 95376-8765
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2684 CHRISTY ST, TRACY, CA 95376-8765

Mortgage

Document Number	0000113062
Date	Sep 28, 2022
Instrument	2022-113062

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2684 CHRISTY ST, TRACY, CA 95376-8765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2684 CHRISTY ST, TRACY, CA 95376-8765

Mortgage

Document Number	0000002085
Date	Jan 6, 2021
Instrument	2021-002085

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 16, 2019
Property Address	2684 CHRISTY ST, TRACY, CA 95376-8765
Document Number	0000088024
Map Reference	MB 31 PG 99
Instrument Date	Aug 12, 2019
Instrument	2019-088024
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2684 CHRISTY ST, TRACY, CA 95376-8765

Mortgage

Document Number	0000088025
Date	Aug 16, 2019
Instrument	2019-088025

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2684 CHRISTY ST, TRACY, CA 95376-8765
Document Number	0000114321
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2684 CHRISTY ST TRACY CA 953768765, TRACY, CA 95376-8765

Mortgage

Document Number	0000114321
Date	Oct 3, 2017
Instrument	114321

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2684 CHRISTY ST, TRACY, CA 95376-8765
Document Number	0000090303
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2684 CHRISTY ST TRACY CA 953768765, TRACY, CA 95376-8765

Mortgage

Document Number	0000090303
Date	Aug 9, 2017
Instrument	90303

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 8, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,981.00
2025	$6,981.00 (+10.15%)	$590,564 (+4.04%) Land $131,235 Building $459,329
2023	$6,338.00 (+2.09%)	$567,634 Land $126,140 Building $441,494	$703,080
2022	$6,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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