2604 Christy St, Tracy, CA 95376 Property Records

San Joaquin County property record for 2604 Christy St, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,651 sqft · built 1994
Lot Size0.136 acres (5,936 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Feb 2002)
Tax Bill$5,297 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN242-280-680-000

Property Details

APN / Parcel Number

Primary APN242-280-680-000
Alternative APN
  • 242-280-68

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,651 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,936 sqft (0.136 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number242-280-68
Street Address2604 CHRISTY ST
CityTRACY
StateCA
Zip95376-8765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2315 LOT 68
Legal SubdivisionMUIRFIELD
Legal Tract2315
Legal Block3
Legal Lot Number68
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3021
Census Tract5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2604 CHRISTY ST, TRACY, CA 95376-8765
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2002 · Amount on Record
Deed SaleFeb 26, 2002 · Amount on Record
Prior SaleOct 31, 2001 · Amount on Record
Deed Document Number200232282
Prior Transfer DateOct 24, 2001
Prior Transfer Doc0000180060
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2604 CHRISTY ST, TRACY, CA 95376-8765
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyWESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 CHRISTY ST, TRACY, CA 95376-8765

Mortgage

Document Number0000173446
DateOct 15, 2021
Instrument2021-173446
Lender
NameAMERICAN FIRST CU
TypeCredit Union
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,297.00 (+0.04%)
2025$5,295.00 (+10.17%) Homeowner's exemption$450,550 (+4.04%) Land $199,423 Building $251,127
2023$4,806.00 (+2.12%) Homeowner's exemption$433,056 Land $191,680 Building $241,376$697,140
2022$4,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Christy St

Nearby Streets

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