26820 Ridge Rd, Damascus, MD 20872 Property Records

Montgomery County property record for 26820 Ridge Rd, Damascus, MD 20872

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,671 sqft · built 1956
Lot Size	0.45 acres (19,600 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (May 2025)
Tax Bill	$4,793 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00933146`

Property Details

APN / Parcel Number

Primary APN	`12-00933146`
Alternative APN	`00933146`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,671 sqft Living Area
1st Floor Area	1,671 sqft
Attic	Attic
Attic Area	910 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	19,600 sqft (0.45 acres)
Porch	Open Porch
Porch Area	360 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00933146
Street Address	26820 RIDGE RD
City	DAMASCUS
State	MD
Zip	20872-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	VERY GOOD
Legal Subdivision	LOCUST LEVEL
Legal Block	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1001
Census Tract	700208

Owner

26820 Ridge Rd is owned and occupied by an individual who bought it in May 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	26820 RIDGE RD, DAMASCUS, MD 20872-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE ONE SOLUTIONS INC
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 27, 2020	Grant Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Book / Page	69223 / 318
Transfer Doc	0000104469
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	26820 RIDGE RD, DAMASCUS, MD 20872-1921
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26820 RIDGE RD, DAMASCUS, MD 20872-1921

Mortgage

Document Number	0701770155
Date	Feb 26, 2026
Book Page	70177/155

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Aug 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	26820 RIDGE RD, DAMASCUS, MD 20872-1921
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	TITLE ONE AND ESCROW INC, TITLE ONE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0621710262
Date	Mar 12, 2021
Book Page	62171/262

Lender

Name	MORTGAGE ONE SOLUTIONS INC
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	26820 RIDGE RD, DAMASCUS, MD 20872-1921
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26820 RIDGE RD, DAMASCUS, MD 20872-1921

Mortgage

Document Number	0603900090
Date	Aug 28, 2020
Book Page	60390/90

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Feb 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 27, 2020
Property Address	26820 RIDGE RD, DAMASCUS, MD 20872-1921
Document Number	0591280126
Book / Page	059128 / 000126
Instrument Date	Jan 28, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	JDM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26820 RIDGE RD DAMASCUS MD 208721921, DAMASCUS, MD 20872-1921

Mortgage

Document Number	591280135
Date	Feb 27, 2020
Book Page	059128/000135

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 26820 Ridge Rd was $4,793.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,167 (+6.82%)	$420,400 (-) Land $186,200 Building $234,200
2025	$4,793.00	$369,933	$420,400 Land $186,200 Building $234,200
2023		$322,433 (+7.42%)	$344,700 (-) Land $177,400 Building $167,300
2022	$3,028.00	$300,167	$344,700 Land $177,400 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26820 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26820 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures