26811 Ridge Rd, Damascus, MD 20872 Property Records

Montgomery County property record for 26811 Ridge Rd, Damascus, MD 20872

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,325 sqft · built 1956
Lot Size	0.5 acres (21,764 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jul 2021)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00944606`

Property Details

APN / Parcel Number

Primary APN	`12-00944606`
Alternative APN	`00944606`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,764 sqft (0.5 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	162 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00944606
Street Address	26811 RIDGE RD
City	DAMASCUS
State	MD
Zip	20872-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	WARTHEN ACRES
Legal Subdivision	LOCUST LEVEL
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1003
Census Tract	700208

Owner

26811 Ridge Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26811 RIDGE RD, DAMASCUS, MD 20872-1920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Mar 15, 2021	Deed, Transfer · Stand-Alone First Mortgage MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Mar 15, 2021 · Amount on File
Deed Book / Page	63559 / 4
Prior Transfer Date	Jun 22, 2012
Prior Transfer Doc	0450950341
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 22, 2021
Property Address	26811 RIDGE RD, DAMASCUS, MD 20872-1920
Document Number	0635590004
Book / Page	63559 / 4
Map Reference	MB 5 PL 4013
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26811 RIDGE RD, DAMASCUS, MD 20872-1920

Mortgage

Document Number	635599
Date	Jul 22, 2021
Instrument	63559/9

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 15, 2021
Property Address	26811 RIDGE RD, DAMASCUS, MD 20872-1920
Document Number	0621850145
Book / Page	62185 / 145
Map Reference	MB 51 PL 4013
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1089 PUPPY HOLE CT, 1089, CRISFIELD, MD 21817-1628

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10510 MOXLEY RD, DAMASCUS, MD 20872-1353

Mortgage

Document Number	62185152
Date	Mar 15, 2021
Instrument	62185/152

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 26811 Ridge Rd was $4,098, down 12.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,967 (+0.29%)	$359,000 (-) Land $188,600 Building $170,400
2025	$4,098.00 (-12.45%)	$356,933	$359,000 Land $188,600 Building $170,400
2024	$4,681.00
2023		$320,467	$355,900 Land $179,800 Building $176,100
2022	$2,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26811 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26811 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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