26814 Chipstone Ct, Cypress, TX 77433 Property Records

Harris County property record for 26814 Chipstone Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,271 sqft · built 2003
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,500 (Jan 2004)
Tax Bill	$6,725 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-939-002-0008`

Property Details

APN / Parcel Number

Primary APN	`123-939-002-0008`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,271 sqft Living Area
1st Floor Area	2,465 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	18,165 sqft (0.417 acres)
View / Lot	Primary
Garage Area	382 sqft
Parking Spaces	2 Parking Spaces
Pool Area	576 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1239390020008
Street Address	26814 CHIPSTONE CT
City	CYPRESS
State	TX
Zip	77433-1676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 2 BLACKHORSE RANCH SOUTH SEC 4
Legal Subdivision	BLACKHORSE RANCH SOUTH SEC 4
Legal Block	2
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1007
Census Tract	543007

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26814 CHIPSTONE CT, CYPRESS, TX 77433-1676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Feb 12, 2019	Deed of Trust, Mortgage AMCAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2004 · Amount on Record
Deed Sale	Jan 5, 2004 · Amount on Record
Deed Document Number	2004300688
Deed Book / Page	58030 / 2554
Prior Transfer Date	Dec 31, 2003
Prior Transfer Doc	0000300688
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	26814 CHIPSTONE CT, CYPRESS, TX 77433-1676
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021202401
Date	Apr 15, 2021
Instrument	2021-202401

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	26814 CHIPSTONE CT, CYPRESS, TX 77433-1676
Document Number	0000066244
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26814 CHIPSTONE CT CYPRESS TX 774331676, CYPRESS, TX 77433-1676

Mortgage

Document Number	0000066244
Date	Feb 19, 2019
Instrument	66244

Lender

Name	AMCAP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 18, 2034

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$680,299 (+9.55%) Land $140,615 Building $539,684	$680,299 (+9.55%) Land $140,615 Building $539,684
2025	$6,725.00 (-14.08%) Homeowner's exemption	$621,000 (-7.06%) Land $112,492 Building $508,508	$621,000 (-7.06%) Land $112,492 Building $508,508
2024	$7,827.00 (+429.57%)
2023		$668,142 Land $112,492 Building $555,650	$668,142 Land $112,492 Building $555,650
2022	$1,478.00 (+18.91%)
2020	$1,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 297 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	297 in force
Nearby Flood Claims	17 (2017)
Claims Outside the SFHA	17 of 17
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 371 serves 2,577 people · EPA ID TX1013107
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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