26807 Chipstone Ct, Cypress, TX 77433 Property Records

Harris County property record for 26807 Chipstone Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,502 sqft · built 2004
Lot Size	0.285 acres (12,422 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Oct 2010)
Tax Bill	$12,357 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-939-002-0012`

Property Details

APN / Parcel Number

Primary APN	`123-939-002-0012`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,502 sqft Living Area
1st Floor Area	2,702 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	12,422 sqft (0.285 acres)
View / Lot	Buildable
Garage Type	Detached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	694 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	462 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1239390020012
Street Address	26807 CHIPSTONE CT
City	CYPRESS
State	TX
Zip	77433-1676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 2 BLACKHORSE RANCH SOUTH SEC 4
Legal Subdivision	BLACKHORSE RANCH SOUTH SEC 4
Legal Block	2
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1007
Census Tract	543007

Owner

26807 Chipstone Ct is owned and occupied by two individuals who bought it in October 2010.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26807 CHIPSTONE CT, CYPRESS, TX 77433-1676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2010 · Amount on File
Deed Sale	Oct 26, 2010 · Amount on File
Prior Sale	Jul 28, 2005 · Amount on File
Deed Document Number	2010460217
Deed Book / Page	7457 / 2549
Prior Transfer Date	Oct 4, 2010
Prior Transfer Doc	0000460217
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	26807 CHIPSTONE CT, CYPRESS, TX 77433-1676
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000420814
Date	Sep 9, 2020
Instrument	2020-420814

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 26807 Chipstone Ct was $12,357 with a homeowner's exemption, up 231.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,231 (+2.85%) Land $133,149 Building $519,082	$652,231 (+2.85%) Land $133,149 Building $519,082
2025	$12,357.00 (+231.73%) Homeowner's exemption	$634,169 Land $106,519 Building $527,650	$634,169 Land $106,519 Building $527,650
2024	$3,725.00
2023		$622,637 Land $106,519 Building $516,118	$622,637 Land $106,519 Building $516,118
2022	$3,099.00
2020	$2,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26807 Chipstone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 297 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	297 in force
Nearby Flood Claims	17 (2017)
Claims Outside the SFHA	17 of 17
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26807 Chipstone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 371 serves 2,577 people · EPA ID TX1013107
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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