2681 38th St, Allegan, MI 49010 Property Records

Allegan County property record for 2681 38th St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,934 sqft · built 2012
Lot Size	7.01 acres (305,356 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Sep 2012)
Tax Bill	$5,199 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-025-010-20`

Property Details

APN / Parcel Number

Primary APN	`09-025-010-20`
Alternative APN	`03-09-025-010-20`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,934 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	878 sqft
Unfinished Basement	878 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Lot Area	305,356 sqft (7.01 acres)
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Balcony Area	178 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2681 38TH ST
City	ALLEGAN
State	MI
Zip	49010-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT W 1/4 COR TH E 546.94' TH S 557.55' TH W 546.94' TH N 557.55' TO POB SEC 25 T3N R14W (2013).
Legal Range	14W
Legal Township	03N
Legal Section	25
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	3
Census Block	3024
Census Tract	30702

Owner

2681 38th St is owned and occupied by two individuals who bought it in September 2012.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2681 38TH ST, ALLEGAN, MI 49010-9426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KELLOGG COMMUNITY CU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2012 · Amount on File
Deed Sale	Sep 5, 2012 · Amount on File
Deed Book / Page	3652 / 46
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2681 38TH ST, ALLEGAN, MI 49010-9426
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2681 38TH ST, ALLEGAN, MI 49010-9426

Mortgage

Document Number	004861/580
Date	Jun 5, 2023
Book Page	4861/580
Instrument	2023008151

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jun 1, 2030

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2681 38TH ST, ALLEGAN, MI 49010-9426
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004453/268
Date	Apr 24, 2020
Book Page	4453/268

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2681 38TH ST, ALLEGAN, MI 49010-9426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4541/386
Date	Nov 19, 2020
Book Page	4541/386

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2681 38TH ST, ALLEGAN, MI 49010-9426
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4376/304
Date	Aug 30, 2019
Book Page	4376/304

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2681 38th St was $5,199 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,000 Land $53,200 Building $194,800	$496,000 Land $106,400 Building $389,600
2025	$5,199.00
2023		$172,400 Land $42,000 Building $130,400	$344,800 Land $84,000 Building $260,800
2022	$3,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2681 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2681 38th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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