2639 38th St, Allegan, MI 49010 Property Records

Allegan County property record for 2639 38th St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 2017
Lot Size	7.18 acres (312,761 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (May 2017)
Tax Bill	$5,483 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-025-010-30`

Property Details

APN / Parcel Number

Primary APN	`09-025-010-30`
Alternative APN	`03-09-025-010-30`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	312,761 sqft (7.18 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2639 38TH ST
City	ALLEGAN
State	MI
Zip	49010-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM W 1/4 COR TH E 546.94' TO POB TH CONT E 260' TH S 1202.18' TH W 260' TH N 1198.65' TO POB SEC 25 T3N R14W (2017). SPLIT/COMBINED ON 01/25/2017 FROM 09-025-010-00;
Legal Range	14W
Legal Township	03N
Legal Section	25
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	3
Census Block	3024
Census Tract	30702

Owner

2639 38th St is owned and occupied by two individuals who bought it in May 2017.

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2639 38TH ST, ALLEGAN, MI 49010-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 9, 2017	Re-recorded Document LIGHTHOUSE TITLE INC
Mar 22, 2017	Warranty Deed, Construction Loan · Construction Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	Mar 22, 2017 · Amount on File
Deed Book / Page	4137 / 945
Prior Transfer Date	May 8, 2017
Prior Transfer Doc	4137/945
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2639 38TH ST, ALLEGAN, MI 49010-9426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4157/651
Date	Jul 12, 2017
Book Page	4157/651

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2639 38TH ST, ALLEGAN, MI 49010-9426
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4389/882
Date	Oct 9, 2019
Book Page	4389/882

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

May 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ALLEGAN MI
Recording Date	May 9, 2017
Property Address	2639 38TH ST, ALLEGAN, MI 49010-9426
Document Number	4137/945
Book / Page	4137 / 945
Instrument Date	May 8, 2017
Record Updated	Aug 3, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2633 38TH ST, 2633, ALLEGAN, MI 49010-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 S SHOOKS CT, HUDSONVILLE, MI 49426-8018

March 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 22, 2017
Property Address	2639 38TH ST, ALLEGAN, MI 49010-9426
Document Number	4123/338
Book / Page	4123 / 338
Instrument Date	Mar 13, 2017
Transaction Type	Construction Loan
Record Updated	Aug 3, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2633 38TH ST, 2633, ALLEGAN, MI 49010-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 S SHOOKS CT, HUDSONVILLE, MI 49426-8018

Mortgage

Document Number	4123341
Date	Mar 22, 2017
Instrument	4123/341

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2639 38th St was $5,483 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,900 Land $56,000 Building $170,900	$453,800 Land $112,000 Building $341,800
2025	$5,483.00
2023		$182,600 Land $44,400 Building $138,200	$365,200 Land $88,800 Building $276,400
2022	$4,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2639 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2639 38th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000

Cell Coverage

5G and 4G LTE (outdoors only)

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