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268 Shadow Crk, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 268 Shadow Crk, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,715 sqft · built 1998
Lot Size3.11 acres (135,820 sqft)
OwnerIndividual Name on Record
Last Sale$1,250,000 (Sep 2025)
Tax Bill$6,695 (2025)
Deeds & MortgagesSep 2025 Sale
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN107-551-04

Property Details

APN / Parcel Number

Primary APN107-551-04
Alternative APN
  • 107-551-04-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area3,715 sqft Living Area
Gross Area4,205 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2018
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area135,820 sqft
TerrainSteep
Garage TypeAttached
Garage Area490 sqft
Parking Spaces4 Parking Spaces
Deck Area487 sqft
Patio Area487 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address268 SHADOW CRK
CityWATSONVILLE
StateCA
Zip95076-0185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1005
Census Tract122401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address268 SHADOW CRK, WATSONVILLE, CA 95076-0185
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2025 · Amount on Record
Deed SaleSep 4, 2025 · Amount on Record
Prior SaleJan 30, 1998 · Amount on Record
Deed Document Number202518573
Prior Transfer DateNov 22, 2013
Prior Transfer Doc0000012218
Record UpdatedSep 20, 2026

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 4, 2025
Property Address268 SHADOW CRK, WATSONVILLE, CA 95076-0185
Document Number0000018573
Instrument DateAug 29, 2025
Instrument2025-0018573
Transaction TypeTransfer
Record UpdatedSep 26, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address268 SHADOW CRK, WATSONVILLE, CA 95076-0185

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address268 SHADOW CRK, WATSONVILLE, CA 95076-0185
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021965
DateJun 22, 2020
Instrument2020-0021965
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,250,000 (+145.84%) Land $700,000 Building $550,000
2025$6,695.00 (+9.99%) Homeowner's exemption$508,460 (+4.04%) Land $218,763 Building $289,697
2023$6,087.00 (+2.13%) Homeowner's exemption$488,716 Land $210,268 Building $278,448$916,920
2022$5,960.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Razzolink
Fixed Wireless		500 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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