115 Shadow Crk, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 115 Shadow Crk, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1976
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jul 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`107-422-14`

Property Details

APN / Parcel Number

Primary APN	`107-422-14`
Alternative APN	`107-422-14-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,336 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	115 SHADOW CRK
City	WATSONVILLE
State	CA
Zip	95076-0148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1005
Census Tract	122401

Owner

115 Shadow Crk is owned and occupied by an individual who acquired it in July 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	115 SHADOW CRK, WATSONVILLE, CA 95076-0148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jul 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 12, 2019
Transfer Doc	0000019955
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	115 SHADOW CRK, WATSONVILLE, CA 95076-0148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029914
Date	Oct 2, 2018
Instrument	2018-0029914

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 17, 2019
Property Address	115 SHADOW CRK, WATSONVILLE, CA 95076-0148
Document Number	0000019955
Instrument Date	Jul 12, 2019
Instrument	19955
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	115 SHADOW CRK WATSONVILLE CA 950760148, WATSONVILLE, CA 95076-0148

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 31, 2018
Property Address	115 SHADOW CRK, WATSONVILLE, CA 95076-0148
Document Number	0000023396
Instrument Date	Jun 25, 2018
Instrument	23396
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	115 SHADOW CRK WATSONVILLE CA 950760148, WATSONVILLE, CA 95076-0148

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 31, 2018
Property Address	115 SHADOW CRK, WATSONVILLE, CA 95076-0148
Document Number	0000023395
Instrument Date	Jun 25, 2018
Instrument	23395
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	115 SHADOW CRK WATSONVILLE CA 950760148, WATSONVILLE, CA 95076-0148

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 10, 2018
Property Address	115 SHADOW CRK, WATSONVILLE, CA 95076-0148
Document Number	0000024469
Instrument Date	Jun 25, 2018
Instrument	24469
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	115 SHADOW CRK WATSONVILLE CA 950760148, WATSONVILLE, CA 95076-0148

Tax Assessment & Valuation

The 2025 property tax bill for 115 Shadow Crk was $3,527 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,054 (+2%) Land $76,571 Building $160,483
2025	$3,527.00 Homeowner's exemption	$232,406 Land $75,070 Building $157,336
2023	$3,172.00 (+2.49%) Homeowner's exemption	$223,382 Land $72,155 Building $151,227	$720,630
2022	$3,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Shadow Crk in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Shadow Crk is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks.

Cell Coverage

No cell data coverage reported

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