268 Pinnacle Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 268 Pinnacle Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,708 sqft · built 2017
Lot Size	0.083 acres (3,619 sqft)
Owner	Individual Name on File
Last Sale	$1,050,500 (Sep 2017)
Tax Bill	$12,587 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`612-251-38`

Property Details

APN / Parcel Number

Primary APN	`612-251-38`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,708 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	3,619 sqft (0.083 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	268 PINNACLE DR
City	LAKE FOREST
State	CA
Zip	92630-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17707 BLK LOT 56
Legal Tract	17707
Legal Lot Number	56
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3003
Census Tract	52423

Owner

268 Pinnacle Dr is owned and occupied by an individual who bought it in September 2017.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	268 PINNACLE DR, LAKE FOREST, CA 92630-8727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE LOAN STORE INC
Nov 30, 2021	Deed of Trust, Mortgage · SBA Mortgage UMPQUA BANK
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 25, 2017	Grant Deed, Transfer · ARM TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Deed Document Number	2017000405899
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	268 PINNACLE DR, LAKE FOREST, CA 92630-8727
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 PINNACLE DR, LAKE FOREST, CA 92630-8727

Mortgage

Document Number	0000304169
Date	Nov 5, 2025
Instrument	2025000304169

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	268 PINNACLE DR, LAKE FOREST, CA 92630-8727
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 PINNACLE DR, LAKE FOREST, CA 92630-8727

Mortgage

Document Number	0000724710
Date	Nov 30, 2021
Instrument	2021000724710

Lender

Name	UMPQUA BANK
Type	Bank
Address	LA MESA, CA 91942

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 17, 2031

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	268 PINNACLE DR, LAKE FOREST, CA 92630-8727
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 PINNACLE DR, LAKE FOREST, CA 92630-8727

Mortgage

Document Number	0000160605
Date	Mar 8, 2021
Instrument	2021000160605

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 25, 2017
Property Address	268 PINNACLE DR, LAKE FOREST, CA 92630-8727
Document Number	0000405899
Map Reference	MB961 PG1-6
Instrument Date	Aug 10, 2017
Instrument	2017000405899
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	268 PINNACLE DR, LAKE FOREST, CA 92630-8727

Mortgage

Document Number	0000405900
Date	Sep 25, 2017
Instrument	2017000405900

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 268 Pinnacle Dr was $12,587.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,587.00	$1,194,910 Land $605,654 Building $589,256
2023	$12,069.00 (+1.81%)	$1,148,511 Land $582,136 Building $566,375
2022	$11,854.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 268 Pinnacle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Pinnacle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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