268 Pine Tree Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 268 Pine Tree Ln, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,947 sqft · built 1995
Lot Size	4.15 acres (180,774 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Dec 2021 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071E-22-018/03`

Property Details

APN / Parcel Number

Primary APN	`071E-22-018/03`
Alternative APNs	`071E-22-018/03.00` `5053`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,947 sqft Adjusted Area
Gross Area	1,480 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	180,774 sqft (4.15 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5053
Street Address	268 PINE TREE LN
City	RIDGELAND
State	MS
Zip	39157-8257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.15 AC IN N1/2 NW1/4
Legal Range	01E
Legal Township	07N
Legal Section	22
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2004
Census Tract	30205

Owner

268 Pine Tree Ln is owned and occupied by two individuals who acquired it in November 2021.

Source: Madison County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	268 PINE TREE LN, RIDGELAND, MS 39157-8257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Intrafamily Transfer, Transfer
Apr 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/MERIDIAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 18, 2021
Transfer Doc	004140/198
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Dec 1, 2021
Property Address	268 PINE TREE LN, RIDGELAND, MS 39157-8257
Document Number	004140/198
Book / Page	4140 / 198
Instrument Date	Nov 18, 2021
Instrument	945334
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	268 PINE TREE LN, RIDGELAND, MS 39157-8257

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	268 PINE TREE LN, RIDGELAND, MS 39157-8257
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 PINE TREE LN, RIDGELAND, MS 39157-8257

Mortgage

Document Number	4022/513
Date	Apr 14, 2021
Book Page	4022/513
Instrument	923570

Lender

Name	RENASANT BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Mar 25, 2031

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	268 PINE TREE LN, RIDGELAND, MS 39157-8257
Document Number	0000872482
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 PINE TREE LN RIDGELAND MS 391578257, RIDGELAND, MS 39157-8257

Mortgage

Document Number	0000872482
Date	Sep 13, 2019
Book Page	003764/000939
Instrument	872482

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 12, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 268 Pine Tree Ln was $1,382 with a homeowner's exemption, down 5.7% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,382.00 (-5.73%) Homeowner's exemption	$15,611	$150,770 Land $30,420 Building $120,350
2024	$1,466.00
2023	$1,466.00 Homeowner's exemption	$16,393	$155,980 Land $30,430 Building $125,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 268 Pine Tree Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Pine Tree Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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